What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 5542 - Gas station
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5661 - Shoes
- 7011 - Hotels and resorts
- 5722 - Household appliance
- 5813 - Bars
- 5699 - Accessories
- 3009 - Air Canada
- 5211 - Building materials
- 6300 - Insurance
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 5977 - Cosmetics
- 7922 - Tickets
- 5942 - Book Stores
- 5995 - Pet supplies
- 7523 - Parking
- 8734 - Testing laboratories
- 4722 - Tourism
- 5532 - Tires
- 8062 - Hospitals
- 9399 - Government Services
- 8220 - Education. University
- 4900 - Utilities
- 4121 - Taxi
- 7994 - Videogames
- 4815 - Telephone services
- 3076 - Aeromexico
- 7512 - Automobile Rental Agency
- 8398 - Charity
- 5013 - Auto Parts
- 4215 - Delivery service
- 7699 - Repairs
- 5999 - Miscellaneous
- 7996 - Entertainment
- 4816 - Information Services
- 3509 - Marriott Hotels
- 3000 - United Airlines
- 5968 - Subscriptions
- 5039 - Building materials
- 4511 - Air Carriers, Airlines
- 5511 - Car dealerships
- 3020 - Air India
- 5734 - Computer Software
- 4829 - Money transfer
- 3570 - Grand Met Forum Hotels
- 7531 - Auto repair
- 3005 - British Airways
- 8999 - Professional services
- 5816 - Games
- 5111 - Chancery
- 3030 - Aerolineas Argentinas
- 5811 - Caterers
- 4899 - The television
- 5621 - Womens clothing
- 4111 - Passenger transportation
- 3007 - Air France
- 5992 - Florists
- 5817 - Applications
- 5137 - Clothing
- 4723 - Tour operators
- 7991 - Tourism
- 3052 - LATAM Chile Airlines
- 7298 - Health and beauty
- 5631 - Clothing stores
- 7542 - Car Washes
- 5422 - Meat
- 3008 - Lufthansa
- 5818 - Digital Goods
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers