What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 7832 - Cinemas
- 5541 - Service Stations
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5941 - Sports goods
- 5331 - Variety stores
- 5300 - Wholesalers
- 5499 - Food stores
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5661 - Shoes
- 5943 - Stationery
- 5921 - Alcohol
- 5542 - Gas station
- 5699 - Accessories
- 5722 - Household appliance
- 5399 - Merchandise stores
- 5942 - Book Stores
- 5995 - Pet supplies
- 6300 - Insurance
- 5211 - Building materials
- 5977 - Cosmetics
- 8734 - Testing laboratories
- 5571 - Car dealerships
- 5532 - Tires
- 7523 - Parking
- 4121 - Taxi
- 9399 - Government Services
- 7922 - Tickets
- 5813 - Bars
- 3009 - Air Canada
- 4900 - Utilities
- 3509 - Marriott Hotels
- 7996 - Entertainment
- 5511 - Car dealerships
- 3000 - United Airlines
- 7512 - Automobile Rental Agency
- 5734 - Computer Software
- 4722 - Tourism
- 3020 - Air India
- 7699 - Repairs
- 5992 - Florists
- 5816 - Games
- 5039 - Building materials
- 4111 - Passenger transportation
- 3005 - British Airways
- 8999 - Professional services
- 5811 - Caterers
- 4815 - Telephone services
- 5621 - Womens clothing
- 3030 - Aerolineas Argentinas
- 5817 - Applications
- 5137 - Clothing
- 8062 - Hospitals
- 3007 - Air France
- 7531 - Auto repair
- 4816 - Information Services
- 5631 - Clothing stores
- 3052 - LATAM Chile Airlines
- 5422 - Meat
- 5999 - Miscellaneous
- 8220 - Education. University
- 4215 - Delivery service
- 3008 - Lufthansa
- 5968 - Subscriptions
- 4899 - The television
- 3076 - Aeromexico
- 7994 - Videogames
- 8398 - Charity
- 4511 - Air Carriers, Airlines
- 7542 - Car Washes
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers