MCC 5271 - Mobile homes 
The Merchant Category Code (MCC) 5271 is designated for businesses primarily engaged in the sale of mobile homes. These businesses are focused on providing manufactured housing options, which include both mobile homes and modular homes. The primary purpose of this MCC is to categorize transactions related to the purchase, financing, or servicing of mobile homes, making it easier for financial institutions to classify and process these transactions effectively.
Types of Services
- Manufactured Home Sales: This is the core service, involving the sale of new or used mobile and modular homes directly to consumers or through dealerships.
- Home Financing: Facilitating loans or credit for purchasing mobile homes, often in collaboration with banks or financial institutions.
- Warranty and Service Agreements: Offering warranties and service agreements for maintenance and repairs of mobile home units.
Related MCCs
- MCC 1520: General Contractors—Residential and Commercial: Involves construction services which may include the setup or installation of mobile homes but broadly covers all types of construction projects.
- MCC 5511: Automobile and Truck Dealers (New and Used)—Sales, Services, Repairs, Parts, and Leasing: While focused on vehicles, this is similarly structured to involve substantial transactions but differs from housing sales like those under MCC 5271.
- MCC 5542: Automated Fuel Dispensers: Though unrelated to home sales, it illustrates another segmented merchant category system code related to specific industries.
FAQs
- What transactions are included under MCC 5271?
- This MCC typically includes the sale, financing, and servicing of new or used mobile homes. - How does MCC 5271 benefit businesses?
- MCC 5271 helps businesses in the mobile home industry streamline their transaction processing and facilitates better financial tracking and reporting. - Can repairs and maintenance of mobile homes be coded under MCC 5271?
- Yes, services related to the maintenance and repair of mobile homes can fall under this MCC, especially when part of a broader sales or service agreement.
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers