MCC 4304 - Miscellaneous 
The Merchant Category Code (MCC) 4304, known as "Miscellaneous," is a versatile classification used for transactions that do not fit neatly into specific predefined categories. This MCC serves as a catch-all for a wide variety of services and industries, catering to businesses that offer unique or mixed services that span across different sectors.
Types of Services
- Financial Services: Includes transactions related to diverse financial operations not covered by more specific financial MCCs.
- Utility Payments: Encompasses various types of utility service transactions such as water, gas, or electricity, not specified elsewhere.
- Miscellaneous Services: Covers any other transactional services that are uniquely categorized or blend aspects of multiple other categories, typically not addressed by other MCCs.
Related MCCs
- MCC 4829: Money Transfer: Specifically for financial institutions focused on money transfer services, distinct from the more generalized financial services in MCC 4304.
- MCC 4899: Cable, Satellite, and Other Pay Television/Radio: For businesses providing television and radio services, differing from miscellaneous services by its distinct industry focus.
- MCC 4900: Utilities: Pertains to gas, electric, water, and sanitary services, with MCC 4304 used for less clearly defined utility services.
FAQs
- What kind of transactions are classified under MCC 4304?
- Transactions that do not specifically fall into predetermined commercial categories and involve services or sectors that are eclectic or mixed. - Is MCC 4304 applicable for online businesses?
- Yes, this code can apply to online businesses that offer miscellaneous services or products that are not covered by other specific MCCs. - How can a business determine if they should use MCC 4304?
- Businesses should consult with their payment processor to determine if their unique mix of services or products aligns best with MCC 4304.
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers