MCC 6530 - Сard replenishment

Merchant Category Code 6530 is designated for the processing of transactions related to card replenishment services. This MCC primarily serves financial institutions or businesses that focus on adding value to prepaid card accounts or other similar card products. The primary purpose of this MCC is to facilitate the easy addition of funds to card accounts, making it a vital part of the card services industry.

Types of Services

• Financial Institutions: Banks and credit unions often allow customers to recharge their prepaid cards or accounts through various service channels, such as ATMs, online banking platforms, or in-branch services.
• Payment Platforms: Online and mobile platforms that enable users to top-up prepaid cards or digital wallets are categorized under this MCC.
• Prepaid Card Providers: Companies that issue reloadable prepaid cards, which customers can fund through direct payments or transfers using MCC 6530.

Related MCCs

• MCC 6011: Financial Institutions – Manual Cash Disbursements: This code covers financial institutions' cash disbursement services, which differ as they deal with cash-based transactions rather than card funding.
• MCC 6540: POI Funding Transactions: These are similar but relate to point-of-interaction funding as opposed to card replenishment services.
• MCC 4829: Money Transfer – Merchant: Denotes money transfer services, which are broader than card-specific replenishments.

FAQs

• What is MCC 6530 used for?
  - MCC 6530 is used for card replenishment services, allowing customers to add funds to prepaid cards through financial institutions or payment platforms.
• Who typically uses MCC 6530?
  - Primarily used by banks, financial institutions, prepaid card providers, and digital wallet services.
• How does MCC 6530 differ from other financial MCCs?
  - It specifically targets the process of adding funds to prepaid cards, unlike other MCCs which may involve cash disbursement or broad money transfer services.

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