What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5542 - Gas station
- 5533 - Auto shops
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5310 - Discounters
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 5211 - Building materials
- 5699 - Accessories
- 8220 - Education. University
- 6300 - Insurance
- 5722 - Household appliance
- 8999 - Professional services
- 6012 - Financial services
- 4899 - The television
- 4722 - Tourism
- 4011 - Railway
- 5532 - Tires
- 8398 - Charity
- 4511 - Air Carriers, Airlines
- 5734 - Computer Software
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5441 - Sweets
- 5999 - Miscellaneous
- 8299 - Education
- 4816 - Information Services
- 5571 - Car dealerships
- 5942 - Book Stores
- 5297 - Retail stores
- 7298 - Health and beauty
- 4111 - Passenger transportation
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5599 - Car dealerships
- 8099 - Medical services
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 5968 - Subscriptions
- 7032 - Recreation
- 5511 - Car dealerships
- 7338 - Copy centers
- 4131 - Transportation. Bus
- 3509 - Marriott Hotels
- 8661 - Organizations, Religious
- 5137 - Clothing
- 5975 - Hearing Aids
- 5811 - Caterers
- 3007 - Air France
- 7991 - Tourism
- 4815 - Telephone services
- 4215 - Delivery service
- 3570 - Grand Met Forum Hotels
- 8062 - Hospitals
- 5261 - Garden accessories
- 5631 - Clothing stores
- 5094 - Jewelry
- 7994 - Videogames
- 7523 - Parking
- 8734 - Testing laboratories
- 5172 - Petroleum
- 5983 - Fuel
- 5021 - Furniture
- 3000 - United Airlines
- 7996 - Entertainment
- 4829 - Money transfer
- 5818 - Digital Goods
- 3641 - Sofitel Hotels & Resorts
- 5992 - Florists
- 3108 - Airlines
- 5039 - Building materials
- 7833 - Cinemas
- 3001 - American Airlines
- 7333 - Photography and art
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers