What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5699 - Accessories
- 4722 - Tourism
- 6300 - Insurance
- 5977 - Cosmetics
- 5532 - Tires
- 4011 - Railway
- 3009 - Air Canada
- 5995 - Pet supplies
- 5297 - Retail stores
- 5942 - Book Stores
- 5399 - Merchandise stores
- 8220 - Education. University
- 5571 - Car dealerships
- 5211 - Building materials
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 7032 - Recreation
- 4111 - Passenger transportation
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3509 - Marriott Hotels
- 7298 - Health and beauty
- 5631 - Clothing stores
- 4121 - Taxi
- 5818 - Digital Goods
- 8999 - Professional services
- 3007 - Air France
- 8398 - Charity
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 3000 - United Airlines
- 4815 - Telephone services
- 5960 - Insurance
- 9950 - In-company purchases
- 5013 - Auto Parts
- 7531 - Auto repair
- 8661 - Organizations, Religious
- 3503 - Sheraton Hotels and Resorts
- 5811 - Caterers
- 3001 - American Airlines
- 4816 - Information Services
- 5621 - Womens clothing
- 5964 - Goods by mail
- 5817 - Applications
- 3020 - Air India
- 5021 - Furniture
- 5999 - Miscellaneous
- 5139 - Footwear
- 7991 - Tourism
- 3005 - British Airways
- 4829 - Money transfer
- 5968 - Subscriptions
- 5511 - Car dealerships
- 3030 - Aerolineas Argentinas
- 5039 - Building materials
- 7542 - Car Washes
- 4723 - Tour operators
- 5552 - Charging stations
- 3570 - Grand Met Forum Hotels
- 7994 - Videogames
- 4899 - The television
- 7512 - Automobile Rental Agency
- 4215 - Delivery service
- 3052 - LATAM Chile Airlines
- 5111 - Chancery
- 7699 - Repairs
- 4784 - Toll roads
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers