What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5542 - Gas station
- 5533 - Auto shops
- 5712 - Furniture
- 7832 - Cinemas
- 7011 - Hotels and resorts
- 7997 - Entertainment and sport
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5310 - Discounters
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 7538 - Maintenance stations
- 5251 - Hardware Stores
- 5813 - Bars
- 7531 - Auto repair
- 5977 - Cosmetics
- 8398 - Charity
- 5699 - Accessories
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 5211 - Building materials
- 6300 - Insurance
- 8220 - Education. University
- 5722 - Household appliance
- 6012 - Financial services
- 4899 - The television
- 8999 - Professional services
- 4722 - Tourism
- 5441 - Sweets
- 4011 - Railway
- 5532 - Tires
- 5942 - Book Stores
- 5297 - Retail stores
- 7298 - Health and beauty
- 4511 - Air Carriers, Airlines
- 5734 - Computer Software
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 4816 - Information Services
- 5571 - Car dealerships
- 4111 - Passenger transportation
- 8299 - Education
- 3009 - Air Canada
- 5399 - Merchandise stores
- 8734 - Testing laboratories
- 5599 - Car dealerships
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 7996 - Entertainment
- 5968 - Subscriptions
- 7032 - Recreation
- 8099 - Medical services
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 3509 - Marriott Hotels
- 5975 - Hearing Aids
- 5811 - Caterers
- 4815 - Telephone services
- 3007 - Air France
- 7338 - Copy centers
- 4215 - Delivery service
- 8661 - Organizations, Religious
- 3570 - Grand Met Forum Hotels
- 5261 - Garden accessories
- 5631 - Clothing stores
- 5094 - Jewelry
- 7991 - Tourism
- 5172 - Petroleum
- 8062 - Hospitals
- 5021 - Furniture
- 5983 - Fuel
- 4784 - Toll roads
- 3000 - United Airlines
- 7994 - Videogames
- 4829 - Money transfer
- 7523 - Parking
- 5818 - Digital Goods
- 3641 - Sofitel Hotels & Resorts
- 8071 - Medicine and dentistry
- 5039 - Building materials
- 5992 - Florists
- 3108 - Airlines
- 3001 - American Airlines
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers