What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5722 - Household appliance
- 6300 - Insurance
- 5532 - Tires
- 5977 - Cosmetics
- 5699 - Accessories
- 4722 - Tourism
- 5571 - Car dealerships
- 5211 - Building materials
- 4011 - Railway
- 3009 - Air Canada
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5942 - Book Stores
- 8220 - Education. University
- 8999 - Professional services
- 3007 - Air France
- 8398 - Charity
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 3000 - United Airlines
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 7032 - Recreation
- 4111 - Passenger transportation
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3509 - Marriott Hotels
- 5631 - Clothing stores
- 7298 - Health and beauty
- 4121 - Taxi
- 5818 - Digital Goods
- 5552 - Charging stations
- 4723 - Tour operators
- 3570 - Grand Met Forum Hotels
- 7994 - Videogames
- 7512 - Automobile Rental Agency
- 4899 - The television
- 4215 - Delivery service
- 3052 - LATAM Chile Airlines
- 7699 - Repairs
- 5111 - Chancery
- 4784 - Toll roads
- 6513 - Rental Property
- 5422 - Meat
- 3810 - La Costa Resort
- 5948 - Leather Products
- 3008 - Lufthansa
- 4411 - Cruise Lines
- 5992 - Florists
- 8641 - Public organizations
- 3076 - Aeromexico
- 5734 - Computer Software
- 5122 - Drugs
- 4815 - Telephone services
- 9950 - In-company purchases
- 5960 - Insurance
- 7531 - Auto repair
- 5013 - Auto Parts
- 8661 - Organizations, Religious
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5811 - Caterers
- 5621 - Womens clothing
- 4816 - Information Services
- 5964 - Goods by mail
- 3020 - Air India
- 5817 - Applications
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers