What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 9399 - Government Services
- 7922 - Tickets
- 5977 - Cosmetics
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5211 - Building materials
- 5722 - Household appliance
- 6300 - Insurance
- 4722 - Tourism
- 4011 - Railway
- 5532 - Tires
- 5441 - Sweets
- 4816 - Information Services
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 8299 - Education
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5552 - Charging stations
- 8398 - Charity
- 4899 - The television
- 8999 - Professional services
- 5571 - Car dealerships
- 5942 - Book Stores
- 4511 - Air Carriers, Airlines
- 5818 - Digital Goods
- 3007 - Air France
- 5599 - Car dealerships
- 8661 - Organizations, Religious
- 5261 - Garden accessories
- 5094 - Jewelry
- 5975 - Hearing Aids
- 5172 - Petroleum
- 3509 - Marriott Hotels
- 5734 - Computer Software
- 5021 - Furniture
- 3000 - United Airlines
- 7991 - Tourism
- 5811 - Caterers
- 5999 - Miscellaneous
- 8734 - Testing laboratories
- 5511 - Car dealerships
- 8062 - Hospitals
- 4111 - Passenger transportation
- 5816 - Games
- 7032 - Recreation
- 5983 - Fuel
- 7994 - Videogames
- 7523 - Parking
- 6012 - Financial services
- 5631 - Clothing stores
- 4121 - Taxi
- 5137 - Clothing
- 7996 - Entertainment
- 5968 - Subscriptions
- 8099 - Medical services
- 4815 - Telephone services
- 7833 - Cinemas
- 4131 - Transportation. Bus
- 5139 - Footwear
- 7297 - Massage
- 3503 - Sheraton Hotels and Resorts
- 5013 - Auto Parts
- 5993 - Tobacco products
- 3810 - La Costa Resort
- 6513 - Rental Property
- 3052 - LATAM Chile Airlines
- 2842 - Specialty Cleaning
- 4215 - Delivery service
- 3008 - Lufthansa
- 5611 - Mens clothing
- 8699 - Organizations, Membership
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers