What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 3502 - Best Western Hotels & Resorts
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 7531 - Auto repair
- 9399 - Government Services
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 7922 - Tickets
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5699 - Accessories
- 5211 - Building materials
- 5722 - Household appliance
- 4011 - Railway
- 8398 - Charity
- 4722 - Tourism
- 5532 - Tires
- 4816 - Information Services
- 4111 - Passenger transportation
- 5297 - Retail stores
- 5399 - Merchandise stores
- 8299 - Education
- 5995 - Pet supplies
- 4899 - The television
- 3009 - Air Canada
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 8999 - Professional services
- 5552 - Charging stations
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5441 - Sweets
- 5942 - Book Stores
- 7338 - Copy centers
- 5261 - Garden accessories
- 8661 - Organizations, Religious
- 5094 - Jewelry
- 6012 - Financial services
- 5968 - Subscriptions
- 3007 - Air France
- 5818 - Digital Goods
- 7032 - Recreation
- 5172 - Petroleum
- 5599 - Car dealerships
- 5021 - Furniture
- 7991 - Tourism
- 8062 - Hospitals
- 4829 - Money transfer
- 5975 - Hearing Aids
- 5734 - Computer Software
- 7994 - Videogames
- 4812 - Telecommunication equipment
- 3000 - United Airlines
- 7523 - Parking
- 4121 - Taxi
- 8734 - Testing laboratories
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 7996 - Entertainment
- 4131 - Transportation. Bus
- 3509 - Marriott Hotels
- 5137 - Clothing
- 8099 - Medical services
- 5983 - Fuel
- 5631 - Clothing stores
- 4815 - Telephone services
- 4215 - Delivery service
- 8011 - Medicine
- 7542 - Car Washes
- 4225 - Storage
- 3622 - Merlin Hotel (Perth)
- 5993 - Tobacco products
- 3052 - LATAM Chile Airlines
- 5451 - Farm goods
- 4784 - Toll roads
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers