What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5699 - Accessories
- 5211 - Building materials
- 5722 - Household appliance
- 8398 - Charity
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 5297 - Retail stores
- 4111 - Passenger transportation
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 8299 - Education
- 4899 - The television
- 4511 - Air Carriers, Airlines
- 5999 - Miscellaneous
- 5816 - Games
- 8999 - Professional services
- 5552 - Charging stations
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 6012 - Financial services
- 4816 - Information Services
- 5599 - Car dealerships
- 5021 - Furniture
- 3000 - United Airlines
- 7991 - Tourism
- 5975 - Hearing Aids
- 8062 - Hospitals
- 4829 - Money transfer
- 5734 - Computer Software
- 7994 - Videogames
- 4812 - Telecommunication equipment
- 7523 - Parking
- 4121 - Taxi
- 8734 - Testing laboratories
- 5811 - Caterers
- 5511 - Car dealerships
- 7996 - Entertainment
- 4131 - Transportation. Bus
- 5137 - Clothing
- 3509 - Marriott Hotels
- 5983 - Fuel
- 8099 - Medical services
- 5631 - Clothing stores
- 3007 - Air France
- 4815 - Telephone services
- 4215 - Delivery service
- 5261 - Garden accessories
- 7338 - Copy centers
- 8661 - Organizations, Religious
- 5094 - Jewelry
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5172 - Petroleum
- 7032 - Recreation
- 5993 - Tobacco products
- 3076 - Aeromexico
- 5451 - Farm goods
- 4784 - Toll roads
- 7512 - Automobile Rental Agency
- 5111 - Chancery
- 6025 - Banks
- 3503 - Sheraton Hotels and Resorts
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers