What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5533 - Auto shops
- 5912 - Drug Stores
- 5732 - Household appliance
- 5712 - Furniture
- 5311 - Department stores
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5921 - Alcohol
- 5661 - Shoes
- 5251 - Hardware Stores
- 5699 - Accessories
- 5722 - Household appliance
- 5942 - Book Stores
- 5977 - Cosmetics
- 5995 - Pet supplies
- 5532 - Tires
- 6300 - Insurance
- 3009 - Air Canada
- 5813 - Bars
- 9399 - Government Services
- 7523 - Parking
- 5542 - Gas station
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 3008 - Lufthansa
- 5811 - Caterers
- 3076 - Aeromexico
- 8398 - Charity
- 5621 - Womens clothing
- 5137 - Clothing
- 5817 - Applications
- 7542 - Car Washes
- 3509 - Marriott Hotels
- 8734 - Testing laboratories
- 5631 - Clothing stores
- 3000 - United Airlines
- 5422 - Meat
- 7512 - Automobile Rental Agency
- 3020 - Air India
- 5968 - Subscriptions
- 4215 - Delivery service
- 3005 - British Airways
- 5211 - Building materials
- 3030 - Aerolineas Argentinas
- 7994 - Videogames
- 4816 - Information Services
- 3007 - Air France
- 5511 - Car dealerships
- 7531 - Auto repair
- 5734 - Computer Software
- 3052 - LATAM Chile Airlines
- 4900 - Utilities
- 5816 - Games
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers