What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5722 - Household appliance
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5532 - Tires
- 4722 - Tourism
- 5211 - Building materials
- 8220 - Education. University
- 5977 - Cosmetics
- 5699 - Accessories
- 9399 - Government Services
- 5995 - Pet supplies
- 5571 - Car dealerships
- 5942 - Book Stores
- 3009 - Air Canada
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5816 - Games
- 3007 - Air France
- 5094 - Jewelry
- 4815 - Telephone services
- 4121 - Taxi
- 5631 - Clothing stores
- 7523 - Parking
- 4816 - Information Services
- 3000 - United Airlines
- 5021 - Furniture
- 5968 - Subscriptions
- 7996 - Entertainment
- 5818 - Digital Goods
- 5599 - Car dealerships
- 5441 - Sweets
- 7032 - Recreation
- 8734 - Testing laboratories
- 5734 - Computer Software
- 5137 - Clothing
- 6012 - Financial services
- 4899 - The television
- 3509 - Marriott Hotels
- 7298 - Health and beauty
- 8999 - Professional services
- 8062 - Hospitals
- 4111 - Passenger transportation
- 5811 - Caterers
- 5511 - Car dealerships
- 8398 - Charity
- 4511 - Air Carriers, Airlines
- 7991 - Tourism
- 3570 - Grand Met Forum Hotels
- 7512 - Automobile Rental Agency
- 5993 - Tobacco products
- 5552 - Charging stations
- 8071 - Medicine and dentistry
- 7699 - Repairs
- 3052 - LATAM Chile Airlines
- 6513 - Rental Property
- 2842 - Specialty Cleaning
- 5013 - Auto Parts
- 8641 - Public organizations
- 5964 - Goods by mail
- 7994 - Videogames
- 3691 - Dillon Inn
- 5817 - Applications
- 3008 - Lufthansa
- 5111 - Chancery
- 9950 - In-company purchases
- 5422 - Meat
- 8099 - Medical services
- 4131 - Transportation. Bus
- 3076 - Aeromexico
- 8661 - Organizations, Religious
- 4723 - Tour operators
- 3810 - La Costa Resort
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers