What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 3502 - Best Western Hotels & Resorts
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 7531 - Auto repair
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5699 - Accessories
- 6300 - Insurance
- 5211 - Building materials
- 5722 - Household appliance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 8398 - Charity
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 4899 - The television
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 8999 - Professional services
- 3009 - Air Canada
- 5552 - Charging stations
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 4816 - Information Services
- 5297 - Retail stores
- 4111 - Passenger transportation
- 5399 - Merchandise stores
- 8299 - Education
- 5995 - Pet supplies
- 7994 - Videogames
- 4812 - Telecommunication equipment
- 7523 - Parking
- 4121 - Taxi
- 8734 - Testing laboratories
- 5811 - Caterers
- 5999 - Miscellaneous
- 7996 - Entertainment
- 3000 - United Airlines
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 8099 - Medical services
- 5983 - Fuel
- 5631 - Clothing stores
- 4815 - Telephone services
- 4215 - Delivery service
- 3509 - Marriott Hotels
- 5261 - Garden accessories
- 7338 - Copy centers
- 8661 - Organizations, Religious
- 5094 - Jewelry
- 6012 - Financial services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5172 - Petroleum
- 7032 - Recreation
- 5021 - Furniture
- 5599 - Car dealerships
- 7991 - Tourism
- 8062 - Hospitals
- 4829 - Money transfer
- 5975 - Hearing Aids
- 3007 - Air France
- 5734 - Computer Software
- 5948 - Leather Products
- 2842 - Specialty Cleaning
- 5815 - Digital Goods
- 5122 - Drugs
- 3503 - Sheraton Hotels and Resorts
- 8071 - Medicine and dentistry
- 3008 - Lufthansa
- 9950 - In-company purchases
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers