MCC 5298 - Retail stores

The Merchant Category Code (MCC) 5298 designates "Retail Stores," encompassing a diverse range of retail businesses that sell various products directly to consumers. This MCC is primarily used for general retail operations that do not fit into more specific categories. It serves businesses selling everything from clothing and electronics to home goods and appliances.

Types of Services

• General Retail: Establishments providing a broad array of consumer goods, often specializing in certain product types but not limited to one category.
• Specialty Shops: Stores offering niche products, ranging from hobby-related items to dedicated electronics or apparel.
• Departmental Retail: Larger department stores with multiple sections offering products across various categories, from clothing to appliances.

Related MCCs

• MCC 5411: Grocery Stores and Supermarkets: Unlike MCC 5298, this code is specifically for stores primarily dealing in food and groceries.
• MCC 5311: Department Stores: While department stores can fall under MCC 5298, MCC 5311 specifically categorizes larger department stores with more diverse product offerings.
• MCC 5941: Sporting Goods Stores: Focused on businesses specializing in sports-related merchandise, contrasting the broad range under MCC 5298.

FAQs

• What kinds of businesses fall under MCC 5298?
  - MCC 5298 encompasses a wide variety of retail businesses, typically those that sell general merchandise or do not fit under more specific retail categories.
• Does MCC 5298 include online retail stores?
  - Yes, it can include both physical and online retail outlets, as long as they offer the sale of consumer goods.
• How do I determine if my business qualifies for MCC 5298?
  - Consult with your payment processor or financial institution to accurately classify your business based on the primary services and products you provide.

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MCC Categories

Agricultural Services   Airlines   Business Services   Car rent   Cars and vehicles   Clothing stores   Contract services   Entertainment services   Government Services   Hotels / Resorts   Mail / Telephone Sales   Membership оrganizations   Miscellaneous Stores   Not categorized   Personal services   Professional services   Repair services   Retail Outlet Services   Service provider   Transportation Services   Utility Services   Wholesale suppliers and manufacturers