MCC 8675 - Autoclub 
The Merchant Category Code (MCC) 8675 is primarily designated for businesses categorized under "Autoclub." This code groups entities that offer membership-based auto club services. These services typically cater to individual drivers and vehicle owners, providing roadside assistance, travel planning, and automotive advice. The primary purpose of this category is to facilitate transactions related to auto club memberships and the associated services.
Types of Services
- Roadside Assistance: Includes towing services, battery jump-starts, flat tire changes, and emergency fuel delivery.
- Travel and Navigation Assistance: Offers trip planning, maps, and discounts on travel-related services like rental cars and hotels.
- Automotive Advisory Services: Provides information and advice on car maintenance, purchasing, and safety.
- Insurance and Financial Services: Some auto clubs offer insurance products, loans, and other financial services related to vehicle ownership.
Related MCCs
- MCC 7513: Truck and Utility Trailer Rentals: This MCC differs as it involves the rental of vehicles or trailers rather than membership or service provision.
- MCC 5541: Service Stations: Covers gasoline and diesel filling stations, different from the membership-based service of an autoclub.
- MCC 6012: Member Financial Institutions – Merchandise and Services: This encompasses financial services, similar to some offered by auto clubs, but is broader in scope covering various member-based financial services.
FAQs
- What is the main benefit of a business using MCC 8675?
- It simplifies the processing and categorization of transactions for businesses providing auto-related membership services, ensuring accurate billing and reporting. - How does an auto club differ from a normal insurance company?
- Auto clubs often provide additional non-insurance benefits such as roadside assistance, travel discounts, and automotive advice, whereas insurance companies primarily focus on risk coverage. - Can a business offer both auto club services and insurance products under this MCC?
- Yes, if the insurance products are ancillary to the core auto club services and offered as part of the membership benefits.
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers