MCC 9999 - Miscellaneous 
The Merchant Category Code (MCC) 9999, designated as "Miscellaneous," serves as a catch-all category for transactions that do not fit within the predefined MCC classifications. This code is primarily utilized for diverse businesses or transactions that fall outside of conventional categories, often including unique or one-off transactions, emergent industries, and specific service types that do not have a dedicated MCC.
Types of Services
- Unclassified Services: Industries that are still developing or those providing atypical services often use this code until a specific MCC code is established.
- Unique and One-Off Transactions: Services for events or singular transactions such as art installations, custom manufacturing, or special consultancy services.
- Non-traditional Business Models: Innovative business models that do not align with existing MCCs may be classified under 9999.
Related MCCs
- MCC 7299: Miscellaneous Personal Services: Differentiates from MCC 9999 by focusing on personal services like dating or escorts not classified elsewhere.
- MCC 8999: Professional Services (Not Elsewhere Classified): Covers specialized professional services without a specific category but distinctly technical or consulting in nature.
- MCC 5999: Miscellaneous and Specialty Retail Stores: Reserved for retail setups not fitting standard retail categories, complementing the broader scope of MCC 9999.
FAQs
- What does MCC 9999 cover specifically?
- MCC 9999 is used for transactions not classifiable under other specific MCCs, often serving a temporary role for emerging services. - Can a business stay under MCC 9999 permanently?
- Typically, it is preferable to use this code until a more accurate MCC is identified, as it helps in better understanding customer demographics and transaction types. - Why might a transaction be categorized as MCC 9999?
- This occurs when the transaction does not fit established categories, indicating a need for new MCC developments or clarification.
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers