What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5211 - Building materials
- 6300 - Insurance
- 5722 - Household appliance
- 4899 - The television
- 4722 - Tourism
- 8398 - Charity
- 5532 - Tires
- 4011 - Railway
- 4111 - Passenger transportation
- 5297 - Retail stores
- 6012 - Financial services
- 3009 - Air Canada
- 5399 - Merchandise stores
- 4511 - Air Carriers, Airlines
- 8299 - Education
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 8999 - Professional services
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 7298 - Health and beauty
- 4816 - Information Services
- 5818 - Digital Goods
- 5172 - Petroleum
- 5599 - Car dealerships
- 5021 - Furniture
- 3000 - United Airlines
- 7338 - Copy centers
- 8661 - Organizations, Religious
- 4829 - Money transfer
- 5968 - Subscriptions
- 7032 - Recreation
- 5734 - Computer Software
- 7991 - Tourism
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 8062 - Hospitals
- 5975 - Hearing Aids
- 5811 - Caterers
- 5511 - Car dealerships
- 7994 - Videogames
- 7523 - Parking
- 4131 - Transportation. Bus
- 8734 - Testing laboratories
- 5137 - Clothing
- 3509 - Marriott Hotels
- 5631 - Clothing stores
- 7996 - Entertainment
- 4815 - Telephone services
- 3007 - Air France
- 4215 - Delivery service
- 3570 - Grand Met Forum Hotels
- 8099 - Medical services
- 5983 - Fuel
- 5261 - Garden accessories
- 5094 - Jewelry
- 4225 - Storage
- 3622 - Merlin Hotel (Perth)
- 9211 - Court
- 8211 - School
- 5992 - Florists
- 3076 - Aeromexico
- 4784 - Toll roads
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers