What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5331 - Variety stores
- 5300 - Wholesalers
- 7011 - Hotels and resorts
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5722 - Household appliance
- 6300 - Insurance
- 5532 - Tires
- 5699 - Accessories
- 7922 - Tickets
- 4722 - Tourism
- 5977 - Cosmetics
- 5571 - Car dealerships
- 5211 - Building materials
- 4011 - Railway
- 3009 - Air Canada
- 5995 - Pet supplies
- 5942 - Book Stores
- 5399 - Merchandise stores
- 8220 - Education. University
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 3000 - United Airlines
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 7032 - Recreation
- 4111 - Passenger transportation
- 8062 - Hospitals
- 5297 - Retail stores
- 8734 - Testing laboratories
- 3509 - Marriott Hotels
- 5631 - Clothing stores
- 7298 - Health and beauty
- 4121 - Taxi
- 5552 - Charging stations
- 4723 - Tour operators
- 8999 - Professional services
- 3570 - Grand Met Forum Hotels
- 7994 - Videogames
- 3007 - Air France
- 4899 - The television
- 7512 - Automobile Rental Agency
- 4215 - Delivery service
- 8398 - Charity
- 3052 - LATAM Chile Airlines
- 7699 - Repairs
- 5111 - Chancery
- 4784 - Toll roads
- 6513 - Rental Property
- 3810 - La Costa Resort
- 5948 - Leather Products
- 5422 - Meat
- 3008 - Lufthansa
- 4411 - Cruise Lines
- 5992 - Florists
- 8641 - Public organizations
- 3076 - Aeromexico
- 5734 - Computer Software
- 5122 - Drugs
- 4815 - Telephone services
- 9950 - In-company purchases
- 5960 - Insurance
- 5013 - Auto Parts
- 7531 - Auto repair
- 8661 - Organizations, Religious
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5811 - Caterers
- 5621 - Womens clothing
- 4816 - Information Services
- 5964 - Goods by mail
- 3020 - Air India
- 5817 - Applications
- 5021 - Furniture
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers