What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5921 - Alcohol
- 5661 - Shoes
- 5251 - Hardware Stores
- 5722 - Household appliance
- 5542 - Gas station
- 5699 - Accessories
- 6300 - Insurance
- 5977 - Cosmetics
- 5995 - Pet supplies
- 5942 - Book Stores
- 5813 - Bars
- 9399 - Government Services
- 3009 - Air Canada
- 7523 - Parking
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 4900 - Utilities
- 5532 - Tires
- 5817 - Applications
- 5137 - Clothing
- 3030 - Aerolineas Argentinas
- 8734 - Testing laboratories
- 4121 - Taxi
- 3007 - Air France
- 5631 - Clothing stores
- 5422 - Meat
- 3052 - LATAM Chile Airlines
- 8999 - Professional services
- 7542 - Car Washes
- 5968 - Subscriptions
- 4215 - Delivery service
- 3008 - Lufthansa
- 8062 - Hospitals
- 7512 - Automobile Rental Agency
- 5211 - Building materials
- 3076 - Aeromexico
- 7699 - Repairs
- 4816 - Information Services
- 8220 - Education. University
- 5511 - Car dealerships
- 5734 - Computer Software
- 3509 - Marriott Hotels
- 3000 - United Airlines
- 5816 - Games
- 3020 - Air India
- 8398 - Charity
- 7531 - Auto repair
- 5811 - Caterers
- 4111 - Passenger transportation
- 3005 - British Airways
- 7994 - Videogames
- 5621 - Womens clothing
- 5999 - Miscellaneous
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers