What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 5542 - Gas station
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5331 - Variety stores
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 4722 - Tourism
- 5977 - Cosmetics
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 5211 - Building materials
- 9399 - Government Services
- 3009 - Air Canada
- 5297 - Retail stores
- 5399 - Merchandise stores
- 4011 - Railway
- 5995 - Pet supplies
- 5571 - Car dealerships
- 5942 - Book Stores
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 5441 - Sweets
- 7032 - Recreation
- 3000 - United Airlines
- 8062 - Hospitals
- 5734 - Computer Software
- 5137 - Clothing
- 6012 - Financial services
- 4899 - The television
- 7298 - Health and beauty
- 5811 - Caterers
- 5511 - Car dealerships
- 8734 - Testing laboratories
- 3509 - Marriott Hotels
- 5816 - Games
- 5094 - Jewelry
- 4111 - Passenger transportation
- 5631 - Clothing stores
- 8999 - Professional services
- 4511 - Air Carriers, Airlines
- 7996 - Entertainment
- 7523 - Parking
- 3007 - Air France
- 4816 - Information Services
- 8398 - Charity
- 4121 - Taxi
- 5021 - Furniture
- 3691 - Dillon Inn
- 7531 - Auto repair
- 3008 - Lufthansa
- 5122 - Drugs
- 5999 - Miscellaneous
- 4829 - Money transfer
- 8641 - Public organizations
- 4131 - Transportation. Bus
- 3076 - Aeromexico
- 5039 - Building materials
- 9950 - In-company purchases
- 4723 - Tour operators
- 3810 - La Costa Resort
- 5611 - Mens clothing
- 8661 - Organizations, Religious
- 4215 - Delivery service
- 5948 - Leather Products
- 7991 - Tourism
- 3503 - Sheraton Hotels and Resorts
- 5815 - Digital Goods
- 3001 - American Airlines
- 5045 - Computers and software
- 4784 - Toll roads
- 5992 - Florists
- 7542 - Car Washes
- 3020 - Air India
- 5139 - Footwear
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers