What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 3502 - Best Western Hotels & Resorts
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 6300 - Insurance
- 5699 - Accessories
- 5211 - Building materials
- 5722 - Household appliance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 8398 - Charity
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 4899 - The television
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 8999 - Professional services
- 5552 - Charging stations
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5441 - Sweets
- 5942 - Book Stores
- 6012 - Financial services
- 4816 - Information Services
- 4111 - Passenger transportation
- 5297 - Retail stores
- 3009 - Air Canada
- 5399 - Merchandise stores
- 8299 - Education
- 5995 - Pet supplies
- 8734 - Testing laboratories
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 7996 - Entertainment
- 4131 - Transportation. Bus
- 3509 - Marriott Hotels
- 5137 - Clothing
- 8099 - Medical services
- 5983 - Fuel
- 5631 - Clothing stores
- 4815 - Telephone services
- 3007 - Air France
- 4215 - Delivery service
- 7338 - Copy centers
- 5261 - Garden accessories
- 8661 - Organizations, Religious
- 5094 - Jewelry
- 5968 - Subscriptions
- 5818 - Digital Goods
- 7032 - Recreation
- 5172 - Petroleum
- 5599 - Car dealerships
- 5021 - Furniture
- 7991 - Tourism
- 3000 - United Airlines
- 8062 - Hospitals
- 4829 - Money transfer
- 5975 - Hearing Aids
- 5734 - Computer Software
- 7994 - Videogames
- 4812 - Telecommunication equipment
- 7523 - Parking
- 4121 - Taxi
- 3508 - Quality Inns
- 5122 - Drugs
- 8071 - Medicine and dentistry
- 3020 - Air India
- 7297 - Massage
- 3691 - Dillon Inn
- 9950 - In-company purchases
- 5621 - Womens clothing
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers