What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5699 - Accessories
- 8220 - Education. University
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 5211 - Building materials
- 5943 - Stationery
- 5661 - Shoes
- 5977 - Cosmetics
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 9399 - Government Services
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5571 - Car dealerships
- 5942 - Book Stores
- 5995 - Pet supplies
- 5094 - Jewelry
- 7032 - Recreation
- 4815 - Telephone services
- 7996 - Entertainment
- 4121 - Taxi
- 5811 - Caterers
- 6012 - Financial services
- 3000 - United Airlines
- 5511 - Car dealerships
- 5816 - Games
- 8734 - Testing laboratories
- 4816 - Information Services
- 5552 - Charging stations
- 5021 - Furniture
- 5631 - Clothing stores
- 8299 - Education
- 7298 - Health and beauty
- 8999 - Professional services
- 8062 - Hospitals
- 8398 - Charity
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5137 - Clothing
- 4899 - The television
- 5599 - Car dealerships
- 5441 - Sweets
- 3509 - Marriott Hotels
- 3007 - Air France
- 7994 - Videogames
- 4111 - Passenger transportation
- 5734 - Computer Software
- 7523 - Parking
- 5999 - Miscellaneous
- 4511 - Air Carriers, Airlines
- 8099 - Medical services
- 5815 - Digital Goods
- 3570 - Grand Met Forum Hotels
- 3008 - Lufthansa
- 8661 - Organizations, Religious
- 5983 - Fuel
- 5172 - Petroleum
- 7531 - Auto repair
- 3076 - Aeromexico
- 5013 - Auto Parts
- 5621 - Womens clothing
- 5960 - Insurance
- 7833 - Cinemas
- 3691 - Dillon Inn
- 5111 - Chancery
- 7297 - Massage
- 5992 - Florists
- 4131 - Transportation. Bus
- 3112 - Windward Island
- 3001 - American Airlines
- 4723 - Tour operators
- 5964 - Goods by mail
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers