What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5533 - Auto shops
- 5912 - Drug Stores
- 5732 - Household appliance
- 5712 - Furniture
- 5311 - Department stores
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5921 - Alcohol
- 5661 - Shoes
- 5251 - Hardware Stores
- 5722 - Household appliance
- 5699 - Accessories
- 5977 - Cosmetics
- 5995 - Pet supplies
- 5942 - Book Stores
- 3009 - Air Canada
- 5813 - Bars
- 9399 - Government Services
- 7523 - Parking
- 5542 - Gas station
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 5532 - Tires
- 6300 - Insurance
- 5817 - Applications
- 5137 - Clothing
- 7542 - Car Washes
- 3509 - Marriott Hotels
- 5631 - Clothing stores
- 3000 - United Airlines
- 8734 - Testing laboratories
- 7512 - Automobile Rental Agency
- 5422 - Meat
- 3020 - Air India
- 5968 - Subscriptions
- 4215 - Delivery service
- 3005 - British Airways
- 5211 - Building materials
- 3030 - Aerolineas Argentinas
- 7994 - Videogames
- 4816 - Information Services
- 3007 - Air France
- 7531 - Auto repair
- 5511 - Car dealerships
- 5734 - Computer Software
- 3052 - LATAM Chile Airlines
- 5816 - Games
- 4900 - Utilities
- 3008 - Lufthansa
- 5811 - Caterers
- 3076 - Aeromexico
- 5621 - Womens clothing
- 8398 - Charity
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers