What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 7922 - Tickets
- 5699 - Accessories
- 5722 - Household appliance
- 5813 - Bars
- 5211 - Building materials
- 6300 - Insurance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 9399 - Government Services
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 7298 - Health and beauty
- 5995 - Pet supplies
- 4511 - Air Carriers, Airlines
- 5297 - Retail stores
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5571 - Car dealerships
- 5942 - Book Stores
- 5734 - Computer Software
- 8999 - Professional services
- 3000 - United Airlines
- 8062 - Hospitals
- 5094 - Jewelry
- 8398 - Charity
- 4815 - Telephone services
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 5816 - Games
- 7032 - Recreation
- 4816 - Information Services
- 5552 - Charging stations
- 7994 - Videogames
- 7523 - Parking
- 5631 - Clothing stores
- 5021 - Furniture
- 6012 - Financial services
- 8099 - Medical services
- 7996 - Entertainment
- 3509 - Marriott Hotels
- 3007 - Air France
- 5968 - Subscriptions
- 4111 - Passenger transportation
- 5818 - Digital Goods
- 5137 - Clothing
- 8734 - Testing laboratories
- 4899 - The television
- 5599 - Car dealerships
- 5441 - Sweets
- 8299 - Education
- 5975 - Hearing Aids
- 4121 - Taxi
- 5139 - Footwear
- 3076 - Aeromexico
- 5611 - Mens clothing
- 5948 - Leather Products
- 5815 - Digital Goods
- 7542 - Car Washes
- 3691 - Dillon Inn
- 7991 - Tourism
- 4131 - Transportation. Bus
- 5172 - Petroleum
- 7512 - Automobile Rental Agency
- 3112 - Windward Island
- 5621 - Womens clothing
- 5013 - Auto Parts
- 3001 - American Airlines
- 8071 - Medicine and dentistry
- 5960 - Insurance
- 7699 - Repairs
- 3810 - La Costa Resort
- 5111 - Chancery
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers