What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 5542 - Gas station
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5977 - Cosmetics
- 6300 - Insurance
- 8220 - Education. University
- 5722 - Household appliance
- 5813 - Bars
- 5211 - Building materials
- 5943 - Stationery
- 5661 - Shoes
- 5699 - Accessories
- 5532 - Tires
- 4011 - Railway
- 9399 - Government Services
- 4722 - Tourism
- 5571 - Car dealerships
- 5942 - Book Stores
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 7996 - Entertainment
- 5021 - Furniture
- 5631 - Clothing stores
- 8734 - Testing laboratories
- 5968 - Subscriptions
- 8299 - Education
- 5818 - Digital Goods
- 5137 - Clothing
- 8999 - Professional services
- 4899 - The television
- 5599 - Car dealerships
- 5441 - Sweets
- 8062 - Hospitals
- 3509 - Marriott Hotels
- 3007 - Air France
- 8398 - Charity
- 4111 - Passenger transportation
- 5734 - Computer Software
- 5999 - Miscellaneous
- 4511 - Air Carriers, Airlines
- 5094 - Jewelry
- 7032 - Recreation
- 4815 - Telephone services
- 7994 - Videogames
- 4121 - Taxi
- 7523 - Parking
- 5811 - Caterers
- 6012 - Financial services
- 3000 - United Airlines
- 5511 - Car dealerships
- 8099 - Medical services
- 5816 - Games
- 4816 - Information Services
- 5552 - Charging stations
- 4131 - Transportation. Bus
- 7531 - Auto repair
- 3112 - Windward Island
- 3001 - American Airlines
- 5964 - Goods by mail
- 4723 - Tour operators
- 5817 - Applications
- 7833 - Cinemas
- 3810 - La Costa Resort
- 5122 - Drugs
- 7297 - Massage
- 3020 - Air India
- 4829 - Money transfer
- 5993 - Tobacco products
- 5422 - Meat
- 4215 - Delivery service
- 3503 - Sheraton Hotels and Resorts
- 5039 - Building materials
- 6513 - Rental Property
- 3005 - British Airways
- 4784 - Toll roads
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers