MCC 5039 - Building materials

The Merchant Category Code (MCC) 5039 is designated for businesses involved in the sale of building materials. This MCC primarily serves companies that supply materials integral to construction, renovation, and repair projects. These businesses play crucial roles in sectors like residential and commercial construction, helping to facilitate various building projects from initial planning through completion.

Types of Services

• Construction Materials Supply: Focused on businesses providing essential construction materials such as lumber, bricks, cement, and insulation.
• Hardware Distribution: Covers transactions related to tools, fasteners, and small hardware items necessary for construction projects.
• Bulk Orders: Businesses in this category often handle large orders for developers, contractors, and commercial projects, streamlining the building supply chain.

Related MCCs

• MCC 5211: Lumber and Building Materials Stores: Specifically focused on stores that sell lumber alongside general building materials, slightly overlapping but distinct in its lumber specialization.
• MCC 1520: General Contractors-Residential and Commercial: Includes businesses that primarily provide contractor services rather than direct sales of materials.

FAQs

• What types of businesses most commonly use MCC 5039?
  - Businesses that supply building and construction materials, such as hardware stores and specialized material suppliers.
• Why is MCC 5039 important for tracking transactions?
  - This code helps financial institutions and regulators identify and analyze spending patterns within the construction sector.
• Can a business be misclassified under MCC 5039?
  - Yes, misclassification can occur. It's important for businesses to ensure their MCC accurately reflects their primary line of business.

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MCC Categories

Agricultural Services   Airlines   Business Services   Car rent   Cars and vehicles   Clothing stores   Contract services   Entertainment services   Government Services   Hotels / Resorts   Mail / Telephone Sales   Membership оrganizations   Miscellaneous Stores   Not categorized   Personal services   Professional services   Repair services   Retail Outlet Services   Service provider   Transportation Services   Utility Services   Wholesale suppliers and manufacturers