MCC 5812 - Cafe. Restaurants

MCC 5812 is designated for cafes and restaurants, serving the crucial role of identifying transactions within the food service industry. It covers a wide array of establishments where meals, snacks, and beverages are prepared and served either on-premises or with the option of takeaway. Businesses under this MCC range from fast-food outlets and casual dining to upscale restaurants and specialty cafes.

Types of Services

• Full-Service Dining: Sit-down restaurants providing a full dining experience with table service, including bistros and steakhouses.
• Fast Food and Quick Service: Establishments offering quick meals with minimal table service, like burger joints and pizza outlets.
• Cafes and Coffee Shops: Locations serving coffee, tea, and light snacks, often including pastries and sandwiches.
• Buffet and Self-Service: Restaurants allowing customers to serve themselves from a variety of dishes available.

Related MCCs

• MCC 5813: Drinking Places (Alcoholic Beverages): Differentiates from MCC 5812 by specifically categorizing bars and pubs where alcoholic beverages are primarily served.
• MCC 5814: Fast Food Restaurants: Although overlapping with MCC 5812, this code emphasizes transactions with a focus on fast food, distinguishing them from other restaurant types.
• MCC 5499: Miscellaneous Food Stores: Includes establishments selling food products but not prepared meals, such as specialty food shops.

FAQs

• What types of transactions are processed under MCC 5812?
  - Transactions for prepared meals, snacks, and beverages purchased at cafes and restaurants, either consumed on-site or available for takeout.
• Are tips included in MCC 5812 transactions?
  - Yes, tips given at restaurants when using a credit card are included in MCC 5812 categorized transactions.
• How does MCC classification impact a business?
  - The MCC affects interchange rates set by payment networks, influences customer rewards programs, and impacts transaction monitoring for compliance.

Merchants with MCC 5812 ↓ Add ↓

• Toby Carvery Exeter - Rydon Lane, Middlemoor Roundabout, Exeter

Add a Merchant with MCC 5812:

MCC Categories

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