What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5941 - Sports goods
- 5331 - Variety stores
- 5300 - Wholesalers
- 5499 - Food stores
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5542 - Gas station
- 7538 - Maintenance stations
- 5661 - Shoes
- 7011 - Hotels and resorts
- 5943 - Stationery
- 5699 - Accessories
- 5722 - Household appliance
- 5813 - Bars
- 6300 - Insurance
- 5571 - Car dealerships
- 5977 - Cosmetics
- 5399 - Merchandise stores
- 7922 - Tickets
- 5942 - Book Stores
- 5995 - Pet supplies
- 3009 - Air Canada
- 5211 - Building materials
- 8734 - Testing laboratories
- 4722 - Tourism
- 5532 - Tires
- 8062 - Hospitals
- 9399 - Government Services
- 4900 - Utilities
- 8220 - Education. University
- 4121 - Taxi
- 7523 - Parking
- 5039 - Building materials
- 4511 - Air Carriers, Airlines
- 5511 - Car dealerships
- 3020 - Air India
- 4829 - Money transfer
- 5734 - Computer Software
- 3570 - Grand Met Forum Hotels
- 7531 - Auto repair
- 3005 - British Airways
- 5111 - Chancery
- 8999 - Professional services
- 5816 - Games
- 3030 - Aerolineas Argentinas
- 4899 - The television
- 5811 - Caterers
- 4111 - Passenger transportation
- 5621 - Womens clothing
- 5992 - Florists
- 3007 - Air France
- 5817 - Applications
- 5137 - Clothing
- 4723 - Tour operators
- 7991 - Tourism
- 7298 - Health and beauty
- 3052 - LATAM Chile Airlines
- 7542 - Car Washes
- 5631 - Clothing stores
- 5422 - Meat
- 3008 - Lufthansa
- 5818 - Digital Goods
- 4815 - Telephone services
- 7994 - Videogames
- 3076 - Aeromexico
- 7512 - Automobile Rental Agency
- 5013 - Auto Parts
- 8398 - Charity
- 4215 - Delivery service
- 7699 - Repairs
- 5999 - Miscellaneous
- 4816 - Information Services
- 7996 - Entertainment
- 3509 - Marriott Hotels
- 5968 - Subscriptions
- 3000 - United Airlines
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers