What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 7922 - Tickets
- 5211 - Building materials
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 5977 - Cosmetics
- 8220 - Education. University
- 5699 - Accessories
- 6300 - Insurance
- 5722 - Household appliance
- 5532 - Tires
- 4722 - Tourism
- 5995 - Pet supplies
- 5571 - Car dealerships
- 9399 - Government Services
- 5942 - Book Stores
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 4816 - Information Services
- 5021 - Furniture
- 5968 - Subscriptions
- 7994 - Videogames
- 5818 - Digital Goods
- 7523 - Parking
- 5599 - Car dealerships
- 5441 - Sweets
- 8099 - Medical services
- 7032 - Recreation
- 7996 - Entertainment
- 5734 - Computer Software
- 5137 - Clothing
- 6012 - Financial services
- 4899 - The television
- 3509 - Marriott Hotels
- 3007 - Air France
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5811 - Caterers
- 5511 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 7298 - Health and beauty
- 5094 - Jewelry
- 5552 - Charging stations
- 8999 - Professional services
- 4815 - Telephone services
- 8062 - Hospitals
- 4121 - Taxi
- 3000 - United Airlines
- 5631 - Clothing stores
- 8398 - Charity
- 5422 - Meat
- 8071 - Medicine and dentistry
- 4131 - Transportation. Bus
- 7699 - Repairs
- 3112 - Windward Island
- 3001 - American Airlines
- 8641 - Public organizations
- 4723 - Tour operators
- 3810 - La Costa Resort
- 3020 - Air India
- 5122 - Drugs
- 5999 - Miscellaneous
- 9950 - In-company purchases
- 4829 - Money transfer
- 4215 - Delivery service
- 3503 - Sheraton Hotels and Resorts
- 3005 - British Airways
- 5039 - Building materials
- 8661 - Organizations, Religious
- 4784 - Toll roads
- 7531 - Auto repair
- 3030 - Aerolineas Argentinas
- 5611 - Mens clothing
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers