What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 7832 - Cinemas
- 5541 - Service Stations
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 7538 - Maintenance stations
- 5542 - Gas station
- 5661 - Shoes
- 5251 - Hardware Stores
- 5943 - Stationery
- 5921 - Alcohol
- 5699 - Accessories
- 5722 - Household appliance
- 5977 - Cosmetics
- 5995 - Pet supplies
- 5942 - Book Stores
- 6300 - Insurance
- 7523 - Parking
- 5571 - Car dealerships
- 5399 - Merchandise stores
- 4900 - Utilities
- 5532 - Tires
- 3009 - Air Canada
- 5813 - Bars
- 9399 - Government Services
- 7699 - Repairs
- 3005 - British Airways
- 4816 - Information Services
- 3030 - Aerolineas Argentinas
- 8220 - Education. University
- 5511 - Car dealerships
- 4121 - Taxi
- 5734 - Computer Software
- 3007 - Air France
- 5816 - Games
- 3052 - LATAM Chile Airlines
- 8398 - Charity
- 7531 - Auto repair
- 4215 - Delivery service
- 5811 - Caterers
- 7994 - Videogames
- 5621 - Womens clothing
- 3008 - Lufthansa
- 5999 - Miscellaneous
- 5137 - Clothing
- 5817 - Applications
- 3076 - Aeromexico
- 8734 - Testing laboratories
- 4722 - Tourism
- 5631 - Clothing stores
- 5422 - Meat
- 3509 - Marriott Hotels
- 8999 - Professional services
- 7542 - Car Washes
- 3000 - United Airlines
- 5968 - Subscriptions
- 4815 - Telephone services
- 3020 - Air India
- 8062 - Hospitals
- 7512 - Automobile Rental Agency
- 5211 - Building materials
- 4111 - Passenger transportation
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers