What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5977 - Cosmetics
- 5722 - Household appliance
- 5211 - Building materials
- 5813 - Bars
- 6300 - Insurance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 5699 - Accessories
- 5532 - Tires
- 4011 - Railway
- 9399 - Government Services
- 4722 - Tourism
- 5571 - Car dealerships
- 5942 - Book Stores
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 7994 - Videogames
- 7523 - Parking
- 5021 - Furniture
- 6012 - Financial services
- 5631 - Clothing stores
- 8099 - Medical services
- 7996 - Entertainment
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5137 - Clothing
- 4899 - The television
- 5599 - Car dealerships
- 8734 - Testing laboratories
- 5441 - Sweets
- 3509 - Marriott Hotels
- 3007 - Air France
- 5975 - Hearing Aids
- 8299 - Education
- 4111 - Passenger transportation
- 5734 - Computer Software
- 8999 - Professional services
- 8062 - Hospitals
- 4511 - Air Carriers, Airlines
- 5094 - Jewelry
- 8398 - Charity
- 4815 - Telephone services
- 4121 - Taxi
- 5811 - Caterers
- 5999 - Miscellaneous
- 3000 - United Airlines
- 5511 - Car dealerships
- 5816 - Games
- 7032 - Recreation
- 5552 - Charging stations
- 4816 - Information Services
- 4131 - Transportation. Bus
- 3112 - Windward Island
- 9950 - In-company purchases
- 3001 - American Airlines
- 5964 - Goods by mail
- 4723 - Tour operators
- 5817 - Applications
- 3810 - La Costa Resort
- 5122 - Drugs
- 7230 - The beauty
- 3020 - Air India
- 5992 - Florists
- 8661 - Organizations, Religious
- 4829 - Money transfer
- 5422 - Meat
- 4215 - Delivery service
- 7531 - Auto repair
- 3503 - Sheraton Hotels and Resorts
- 5039 - Building materials
- 3005 - British Airways
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers