What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5311 - Department stores
- 5712 - Furniture
- 5541 - Service Stations
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5542 - Gas station
- 5661 - Shoes
- 7011 - Hotels and resorts
- 5943 - Stationery
- 5699 - Accessories
- 5722 - Household appliance
- 5211 - Building materials
- 6300 - Insurance
- 5571 - Car dealerships
- 5977 - Cosmetics
- 5399 - Merchandise stores
- 7922 - Tickets
- 3009 - Air Canada
- 5942 - Book Stores
- 5995 - Pet supplies
- 7523 - Parking
- 4121 - Taxi
- 8062 - Hospitals
- 9399 - Government Services
- 5532 - Tires
- 8220 - Education. University
- 4900 - Utilities
- 8734 - Testing laboratories
- 5813 - Bars
- 4111 - Passenger transportation
- 7699 - Repairs
- 5999 - Miscellaneous
- 3007 - Air France
- 4815 - Telephone services
- 3052 - LATAM Chile Airlines
- 5968 - Subscriptions
- 5013 - Auto Parts
- 8999 - Professional services
- 5511 - Car dealerships
- 3008 - Lufthansa
- 4816 - Information Services
- 5734 - Computer Software
- 7531 - Auto repair
- 3076 - Aeromexico
- 5039 - Building materials
- 5816 - Games
- 4215 - Delivery service
- 4829 - Money transfer
- 5811 - Caterers
- 3509 - Marriott Hotels
- 5621 - Womens clothing
- 5992 - Florists
- 3000 - United Airlines
- 5137 - Clothing
- 5817 - Applications
- 4511 - Air Carriers, Airlines
- 7994 - Videogames
- 7298 - Health and beauty
- 3020 - Air India
- 4899 - The television
- 8398 - Charity
- 3570 - Grand Met Forum Hotels
- 7542 - Car Washes
- 5631 - Clothing stores
- 5422 - Meat
- 3005 - British Airways
- 5818 - Digital Goods
- 4722 - Tourism
- 7996 - Entertainment
- 7512 - Automobile Rental Agency
- 3030 - Aerolineas Argentinas
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers