What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5941 - Sports goods
- 5300 - Wholesalers
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 6300 - Insurance
- 5661 - Shoes
- 5699 - Accessories
- 5532 - Tires
- 5211 - Building materials
- 5977 - Cosmetics
- 4722 - Tourism
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 5942 - Book Stores
- 4011 - Railway
- 3009 - Air Canada
- 5571 - Car dealerships
- 8220 - Education. University
- 9399 - Government Services
- 7996 - Entertainment
- 5816 - Games
- 7523 - Parking
- 5811 - Caterers
- 5511 - Car dealerships
- 5094 - Jewelry
- 3000 - United Airlines
- 7032 - Recreation
- 5631 - Clothing stores
- 5968 - Subscriptions
- 4511 - Air Carriers, Airlines
- 8062 - Hospitals
- 5818 - Digital Goods
- 6012 - Financial services
- 4816 - Information Services
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5021 - Furniture
- 7298 - Health and beauty
- 3509 - Marriott Hotels
- 5599 - Car dealerships
- 5441 - Sweets
- 8999 - Professional services
- 4121 - Taxi
- 8398 - Charity
- 5137 - Clothing
- 3007 - Air France
- 5734 - Computer Software
- 4899 - The television
- 3052 - LATAM Chile Airlines
- 5045 - Computers and software
- 2842 - Specialty Cleaning
- 4784 - Toll roads
- 8641 - Public organizations
- 3810 - La Costa Resort
- 5139 - Footwear
- 3008 - Lufthansa
- 5621 - Womens clothing
- 5964 - Goods by mail
- 9950 - In-company purchases
- 4411 - Cruise Lines
- 3076 - Aeromexico
- 5817 - Applications
- 7531 - Auto repair
- 5999 - Miscellaneous
- 5552 - Charging stations
- 4815 - Telephone services
- 8661 - Organizations, Religious
- 5013 - Auto Parts
- 3503 - Sheraton Hotels and Resorts
- 5111 - Chancery
- 3001 - American Airlines
- 5422 - Meat
- 7991 - Tourism
- 3020 - Air India
- 5122 - Drugs
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers