What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 7538 - Maintenance stations
- 9399 - Government Services
- 7922 - Tickets
- 5977 - Cosmetics
- 5211 - Building materials
- 5722 - Household appliance
- 6300 - Insurance
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 8999 - Professional services
- 5571 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5942 - Book Stores
- 5441 - Sweets
- 4816 - Information Services
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 8299 - Education
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5552 - Charging stations
- 8398 - Charity
- 4899 - The television
- 7523 - Parking
- 5631 - Clothing stores
- 6012 - Financial services
- 4121 - Taxi
- 5137 - Clothing
- 7996 - Entertainment
- 8099 - Medical services
- 4815 - Telephone services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 8661 - Organizations, Religious
- 3007 - Air France
- 5261 - Garden accessories
- 5094 - Jewelry
- 5975 - Hearing Aids
- 3509 - Marriott Hotels
- 5734 - Computer Software
- 5172 - Petroleum
- 5021 - Furniture
- 3000 - United Airlines
- 7991 - Tourism
- 5811 - Caterers
- 8734 - Testing laboratories
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 8062 - Hospitals
- 4111 - Passenger transportation
- 5816 - Games
- 7032 - Recreation
- 5983 - Fuel
- 7994 - Videogames
- 3622 - Merlin Hotel (Perth)
- 5045 - Computers and software
- 3020 - Air India
- 8071 - Medicine and dentistry
- 4814 - Mobile connection
- 5964 - Goods by mail
- 5817 - Applications
- 7230 - The beauty
- 3112 - Windward Island
- 8641 - Public organizations
- 5992 - Florists
- 3005 - British Airways
- 5422 - Meat
- 7531 - Auto repair
- 3691 - Dillon Inn
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers