What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5300 - Wholesalers
- 5331 - Variety stores
- 5499 - Food stores
- 7011 - Hotels and resorts
- 5941 - Sports goods
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 7922 - Tickets
- 6300 - Insurance
- 5532 - Tires
- 5699 - Accessories
- 5942 - Book Stores
- 5399 - Merchandise stores
- 4011 - Railway
- 8220 - Education. University
- 3009 - Air Canada
- 4722 - Tourism
- 5977 - Cosmetics
- 5571 - Car dealerships
- 5211 - Building materials
- 5995 - Pet supplies
- 5137 - Clothing
- 7032 - Recreation
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3000 - United Airlines
- 7298 - Health and beauty
- 5631 - Clothing stores
- 4111 - Passenger transportation
- 9399 - Government Services
- 3509 - Marriott Hotels
- 7996 - Entertainment
- 7523 - Parking
- 4121 - Taxi
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 5811 - Caterers
- 4815 - Telephone services
- 5621 - Womens clothing
- 5964 - Goods by mail
- 3810 - La Costa Resort
- 5297 - Retail stores
- 3008 - Lufthansa
- 5817 - Applications
- 5013 - Auto Parts
- 5999 - Miscellaneous
- 4511 - Air Carriers, Airlines
- 3076 - Aeromexico
- 5139 - Footwear
- 7991 - Tourism
- 4816 - Information Services
- 5968 - Subscriptions
- 5511 - Car dealerships
- 5818 - Digital Goods
- 5039 - Building materials
- 7542 - Car Washes
- 5552 - Charging stations
- 8999 - Professional services
- 3503 - Sheraton Hotels and Resorts
- 7994 - Videogames
- 3001 - American Airlines
- 4829 - Money transfer
- 7512 - Automobile Rental Agency
- 8398 - Charity
- 3020 - Air India
- 5111 - Chancery
- 7699 - Repairs
- 6513 - Rental Property
- 4723 - Tour operators
- 5948 - Leather Products
- 5422 - Meat
- 3005 - British Airways
- 4899 - The television
- 5992 - Florists
- 8641 - Public organizations
- 3030 - Aerolineas Argentinas
- 5122 - Drugs
- 5734 - Computer Software
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers