MCC 5811 - Caterers

The Merchant Category Code (MCC) 5811 is designated for businesses primarily engaged in providing catering services. These services involve preparing, delivering, and sometimes serving meals to events and functions off-premises. The spectrum of businesses included under this MCC ranges from full-service catering operations to niche event caterers, focusing on anything from weddings to corporate events.

Types of Services

• Event Catering: This includes catering services for weddings, corporate events, parties, and other gatherings, providing meals, beverages, and sometimes additional services such as event planning.
• Contract Catering: Services provided to organizations on a recurring or long-term contract basis, such as cafeterias in offices or schools.
• Specialty Catering: Catering for specialized events such as themed parties, food trucks at events, or gourmet meal services for private functions.

Related MCCs

• MCC 5812: Eating Places and Restaurants: This code is for establishments that primarily prepare food and beverages for consumption on or near the premises but do not generally cater to off-premises events.
• MCC 5813: Drinking Places (Alcoholic Beverages): Covers establishments that primarily serve drinks but can complement catering services if beverages are required for events.
• MCC 5462: Bakeries: Businesses that primarily focus on baked goods, which might also provide items for catered events but are not full-service caterers.

FAQs

• What types of transactions are included under MCC 5811?
  - Transactions related to preparing, delivering, and sometimes serving food for various events fall under this MCC.
• Can a restaurant be classified under MCC 5811?
  - Typically, no. Restaurants use MCC 5812 unless they provide substantial off-premises catering services as a primary business function.
• Are event planning services included in MCC 5811?
  - Event planning itself may not be covered unless it is provided as a component of the catering service.

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