What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 5542 - Gas station
- 7997 - Entertainment and sport
- 5331 - Variety stores
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5722 - Household appliance
- 5211 - Building materials
- 5977 - Cosmetics
- 6300 - Insurance
- 4722 - Tourism
- 5699 - Accessories
- 5532 - Tires
- 4011 - Railway
- 3009 - Air Canada
- 8220 - Education. University
- 9399 - Government Services
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 5942 - Book Stores
- 5571 - Car dealerships
- 8734 - Testing laboratories
- 7298 - Health and beauty
- 4511 - Air Carriers, Airlines
- 5599 - Car dealerships
- 4816 - Information Services
- 5441 - Sweets
- 8999 - Professional services
- 4111 - Passenger transportation
- 5021 - Furniture
- 8398 - Charity
- 3509 - Marriott Hotels
- 5137 - Clothing
- 4121 - Taxi
- 7996 - Entertainment
- 5816 - Games
- 7523 - Parking
- 3007 - Air France
- 5811 - Caterers
- 4899 - The television
- 5511 - Car dealerships
- 5094 - Jewelry
- 7032 - Recreation
- 5631 - Clothing stores
- 8062 - Hospitals
- 5818 - Digital Goods
- 3000 - United Airlines
- 5422 - Meat
- 7991 - Tourism
- 5013 - Auto Parts
- 3503 - Sheraton Hotels and Resorts
- 7542 - Car Washes
- 3001 - American Airlines
- 5122 - Drugs
- 5948 - Leather Products
- 7994 - Videogames
- 3020 - Air India
- 7512 - Automobile Rental Agency
- 5992 - Florists
- 7699 - Repairs
- 3005 - British Airways
- 5734 - Computer Software
- 6513 - Rental Property
- 5611 - Mens clothing
- 4829 - Money transfer
- 5960 - Insurance
- 3030 - Aerolineas Argentinas
- 5039 - Building materials
- 4723 - Tour operators
- 8641 - Public organizations
- 3570 - Grand Met Forum Hotels
- 5139 - Footwear
- 5621 - Womens clothing
- 9950 - In-company purchases
- 4215 - Delivery service
- 5964 - Goods by mail
- 3052 - LATAM Chile Airlines
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers