What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 7011 - Hotels and resorts
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 7922 - Tickets
- 6300 - Insurance
- 5532 - Tires
- 5699 - Accessories
- 5995 - Pet supplies
- 5942 - Book Stores
- 5399 - Merchandise stores
- 4011 - Railway
- 8220 - Education. University
- 3009 - Air Canada
- 4722 - Tourism
- 5977 - Cosmetics
- 5571 - Car dealerships
- 5211 - Building materials
- 5137 - Clothing
- 7032 - Recreation
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3000 - United Airlines
- 5631 - Clothing stores
- 7298 - Health and beauty
- 4111 - Passenger transportation
- 9399 - Government Services
- 3509 - Marriott Hotels
- 7996 - Entertainment
- 7523 - Parking
- 4121 - Taxi
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 4215 - Delivery service
- 8661 - Organizations, Religious
- 3052 - LATAM Chile Airlines
- 5811 - Caterers
- 5621 - Womens clothing
- 4815 - Telephone services
- 3810 - La Costa Resort
- 5964 - Goods by mail
- 3008 - Lufthansa
- 5817 - Applications
- 5297 - Retail stores
- 5013 - Auto Parts
- 4511 - Air Carriers, Airlines
- 5999 - Miscellaneous
- 3076 - Aeromexico
- 7991 - Tourism
- 5139 - Footwear
- 4816 - Information Services
- 5511 - Car dealerships
- 5968 - Subscriptions
- 5818 - Digital Goods
- 7542 - Car Washes
- 5039 - Building materials
- 5552 - Charging stations
- 8999 - Professional services
- 3503 - Sheraton Hotels and Resorts
- 7994 - Videogames
- 3001 - American Airlines
- 4829 - Money transfer
- 7512 - Automobile Rental Agency
- 8398 - Charity
- 3020 - Air India
- 7699 - Repairs
- 5111 - Chancery
- 4723 - Tour operators
- 6513 - Rental Property
- 5422 - Meat
- 5948 - Leather Products
- 3005 - British Airways
- 4899 - The television
- 5992 - Florists
- 8641 - Public organizations
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers