What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5211 - Building materials
- 6300 - Insurance
- 5722 - Household appliance
- 4899 - The television
- 4722 - Tourism
- 8398 - Charity
- 5532 - Tires
- 8999 - Professional services
- 4011 - Railway
- 5297 - Retail stores
- 4111 - Passenger transportation
- 6012 - Financial services
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5734 - Computer Software
- 4511 - Air Carriers, Airlines
- 5995 - Pet supplies
- 8299 - Education
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 5571 - Car dealerships
- 5441 - Sweets
- 5942 - Book Stores
- 7298 - Health and beauty
- 4816 - Information Services
- 5818 - Digital Goods
- 5172 - Petroleum
- 5599 - Car dealerships
- 5021 - Furniture
- 3000 - United Airlines
- 7338 - Copy centers
- 8661 - Organizations, Religious
- 4829 - Money transfer
- 5968 - Subscriptions
- 7032 - Recreation
- 7991 - Tourism
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 8062 - Hospitals
- 5975 - Hearing Aids
- 5811 - Caterers
- 5511 - Car dealerships
- 7994 - Videogames
- 7523 - Parking
- 4131 - Transportation. Bus
- 3509 - Marriott Hotels
- 8734 - Testing laboratories
- 5137 - Clothing
- 5631 - Clothing stores
- 7996 - Entertainment
- 4815 - Telephone services
- 3007 - Air France
- 4215 - Delivery service
- 3570 - Grand Met Forum Hotels
- 5983 - Fuel
- 8099 - Medical services
- 5261 - Garden accessories
- 5094 - Jewelry
- 4225 - Storage
- 3622 - Merlin Hotel (Perth)
- 9211 - Court
- 5992 - Florists
- 3076 - Aeromexico
- 8211 - School
- 5451 - Farm goods
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers