What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 5542 - Gas station
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 7922 - Tickets
- 5722 - Household appliance
- 5813 - Bars
- 5211 - Building materials
- 6300 - Insurance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 5699 - Accessories
- 9399 - Government Services
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5571 - Car dealerships
- 5942 - Book Stores
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 8398 - Charity
- 4815 - Telephone services
- 4121 - Taxi
- 5811 - Caterers
- 5999 - Miscellaneous
- 3000 - United Airlines
- 5511 - Car dealerships
- 5816 - Games
- 7032 - Recreation
- 5552 - Charging stations
- 4816 - Information Services
- 7994 - Videogames
- 7523 - Parking
- 6012 - Financial services
- 5631 - Clothing stores
- 5021 - Furniture
- 8099 - Medical services
- 7996 - Entertainment
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5137 - Clothing
- 5599 - Car dealerships
- 8734 - Testing laboratories
- 4899 - The television
- 5441 - Sweets
- 3509 - Marriott Hotels
- 3007 - Air France
- 8299 - Education
- 5975 - Hearing Aids
- 4111 - Passenger transportation
- 5734 - Computer Software
- 8999 - Professional services
- 8062 - Hospitals
- 4511 - Air Carriers, Airlines
- 5094 - Jewelry
- 7991 - Tourism
- 7512 - Automobile Rental Agency
- 3076 - Aeromexico
- 5172 - Petroleum
- 5621 - Womens clothing
- 5013 - Auto Parts
- 8071 - Medicine and dentistry
- 5960 - Insurance
- 7699 - Repairs
- 3691 - Dillon Inn
- 5111 - Chancery
- 8641 - Public organizations
- 5983 - Fuel
- 4131 - Transportation. Bus
- 3112 - Windward Island
- 3001 - American Airlines
- 9950 - In-company purchases
- 4723 - Tour operators
- 5964 - Goods by mail
- 3810 - La Costa Resort
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers