What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 7538 - Maintenance stations
- 9399 - Government Services
- 7922 - Tickets
- 5977 - Cosmetics
- 5211 - Building materials
- 5722 - Household appliance
- 6300 - Insurance
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 3009 - Air Canada
- 8999 - Professional services
- 5571 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5942 - Book Stores
- 5441 - Sweets
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 8299 - Education
- 5399 - Merchandise stores
- 5552 - Charging stations
- 8398 - Charity
- 4899 - The television
- 7994 - Videogames
- 7523 - Parking
- 6012 - Financial services
- 5631 - Clothing stores
- 4121 - Taxi
- 5137 - Clothing
- 7996 - Entertainment
- 8099 - Medical services
- 4815 - Telephone services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 8661 - Organizations, Religious
- 5261 - Garden accessories
- 5094 - Jewelry
- 4816 - Information Services
- 5975 - Hearing Aids
- 3509 - Marriott Hotels
- 5734 - Computer Software
- 5172 - Petroleum
- 3007 - Air France
- 5021 - Furniture
- 7991 - Tourism
- 5811 - Caterers
- 8734 - Testing laboratories
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 8062 - Hospitals
- 4111 - Passenger transportation
- 5816 - Games
- 7032 - Recreation
- 5983 - Fuel
- 3000 - United Airlines
- 4411 - Cruise Lines
- 3622 - Merlin Hotel (Perth)
- 5045 - Computers and software
- 8071 - Medicine and dentistry
- 4814 - Mobile connection
- 5964 - Goods by mail
- 5817 - Applications
- 7230 - The beauty
- 3112 - Windward Island
- 8641 - Public organizations
- 5992 - Florists
- 3001 - American Airlines
- 5422 - Meat
- 7531 - Auto repair
- 3691 - Dillon Inn
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers