What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5541 - Service Stations
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 5532 - Tires
- 4722 - Tourism
- 5211 - Building materials
- 5977 - Cosmetics
- 8220 - Education. University
- 5699 - Accessories
- 5571 - Car dealerships
- 9399 - Government Services
- 5995 - Pet supplies
- 5942 - Book Stores
- 3009 - Air Canada
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5511 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 7298 - Health and beauty
- 3007 - Air France
- 5094 - Jewelry
- 8999 - Professional services
- 4815 - Telephone services
- 8062 - Hospitals
- 4121 - Taxi
- 5631 - Clothing stores
- 8398 - Charity
- 4816 - Information Services
- 3000 - United Airlines
- 5021 - Furniture
- 5968 - Subscriptions
- 7994 - Videogames
- 5818 - Digital Goods
- 7523 - Parking
- 5599 - Car dealerships
- 5441 - Sweets
- 8099 - Medical services
- 7032 - Recreation
- 7996 - Entertainment
- 5734 - Computer Software
- 5137 - Clothing
- 4899 - The television
- 6012 - Financial services
- 3509 - Marriott Hotels
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5811 - Caterers
- 5621 - Womens clothing
- 8299 - Education
- 5960 - Insurance
- 3570 - Grand Met Forum Hotels
- 5552 - Charging stations
- 5993 - Tobacco products
- 7542 - Car Washes
- 3052 - LATAM Chile Airlines
- 2842 - Specialty Cleaning
- 5013 - Auto Parts
- 6513 - Rental Property
- 5964 - Goods by mail
- 7991 - Tourism
- 3691 - Dillon Inn
- 5817 - Applications
- 7512 - Automobile Rental Agency
- 3008 - Lufthansa
- 5111 - Chancery
- 5422 - Meat
- 8071 - Medicine and dentistry
- 4131 - Transportation. Bus
- 7699 - Repairs
- 3076 - Aeromexico
- 8641 - Public organizations
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers