What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 6300 - Insurance
- 5722 - Household appliance
- 5211 - Building materials
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 5977 - Cosmetics
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 4011 - Railway
- 9399 - Government Services
- 4722 - Tourism
- 5571 - Car dealerships
- 5942 - Book Stores
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5631 - Clothing stores
- 5021 - Furniture
- 8299 - Education
- 7298 - Health and beauty
- 8999 - Professional services
- 8062 - Hospitals
- 8398 - Charity
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5137 - Clothing
- 5599 - Car dealerships
- 4899 - The television
- 5441 - Sweets
- 3509 - Marriott Hotels
- 3007 - Air France
- 7994 - Videogames
- 4111 - Passenger transportation
- 7523 - Parking
- 5734 - Computer Software
- 5999 - Miscellaneous
- 8099 - Medical services
- 4511 - Air Carriers, Airlines
- 7032 - Recreation
- 5094 - Jewelry
- 4815 - Telephone services
- 7996 - Entertainment
- 4121 - Taxi
- 5811 - Caterers
- 6012 - Financial services
- 3000 - United Airlines
- 5511 - Car dealerships
- 5816 - Games
- 5552 - Charging stations
- 8734 - Testing laboratories
- 4816 - Information Services
- 4131 - Transportation. Bus
- 3112 - Windward Island
- 3001 - American Airlines
- 4723 - Tour operators
- 5964 - Goods by mail
- 3810 - La Costa Resort
- 5817 - Applications
- 3020 - Air India
- 5122 - Drugs
- 5993 - Tobacco products
- 4829 - Money transfer
- 5422 - Meat
- 4215 - Delivery service
- 7542 - Car Washes
- 3503 - Sheraton Hotels and Resorts
- 6513 - Rental Property
- 3005 - British Airways
- 5039 - Building materials
- 4784 - Toll roads
- 7991 - Tourism
- 7512 - Automobile Rental Agency
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers