What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5699 - Accessories
- 8220 - Education. University
- 6300 - Insurance
- 5722 - Household appliance
- 5211 - Building materials
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 5977 - Cosmetics
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 5571 - Car dealerships
- 5942 - Book Stores
- 9399 - Government Services
- 5995 - Pet supplies
- 8099 - Medical services
- 4511 - Air Carriers, Airlines
- 5094 - Jewelry
- 7032 - Recreation
- 4815 - Telephone services
- 7996 - Entertainment
- 4121 - Taxi
- 5811 - Caterers
- 6012 - Financial services
- 3000 - United Airlines
- 5511 - Car dealerships
- 5816 - Games
- 4816 - Information Services
- 5552 - Charging stations
- 8734 - Testing laboratories
- 5021 - Furniture
- 5631 - Clothing stores
- 7298 - Health and beauty
- 8999 - Professional services
- 8062 - Hospitals
- 5968 - Subscriptions
- 8398 - Charity
- 5818 - Digital Goods
- 5137 - Clothing
- 4899 - The television
- 5599 - Car dealerships
- 5441 - Sweets
- 3509 - Marriott Hotels
- 3007 - Air France
- 7994 - Videogames
- 4111 - Passenger transportation
- 7523 - Parking
- 5734 - Computer Software
- 5948 - Leather Products
- 5815 - Digital Goods
- 3570 - Grand Met Forum Hotels
- 3008 - Lufthansa
- 5983 - Fuel
- 8661 - Organizations, Religious
- 5172 - Petroleum
- 7531 - Auto repair
- 3076 - Aeromexico
- 5013 - Auto Parts
- 5621 - Womens clothing
- 5960 - Insurance
- 7833 - Cinemas
- 3691 - Dillon Inn
- 5111 - Chancery
- 7297 - Massage
- 5992 - Florists
- 4131 - Transportation. Bus
- 3112 - Windward Island
- 3001 - American Airlines
- 5964 - Goods by mail
- 8299 - Education
- 4723 - Tour operators
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers