What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5977 - Cosmetics
- 5722 - Household appliance
- 5813 - Bars
- 5211 - Building materials
- 9399 - Government Services
- 6300 - Insurance
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 7298 - Health and beauty
- 5995 - Pet supplies
- 4511 - Air Carriers, Airlines
- 5297 - Retail stores
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5552 - Charging stations
- 8999 - Professional services
- 7996 - Entertainment
- 3509 - Marriott Hotels
- 3007 - Air France
- 5968 - Subscriptions
- 8099 - Medical services
- 5818 - Digital Goods
- 4111 - Passenger transportation
- 5137 - Clothing
- 8661 - Organizations, Religious
- 4899 - The television
- 5599 - Car dealerships
- 5975 - Hearing Aids
- 4121 - Taxi
- 5734 - Computer Software
- 3000 - United Airlines
- 5094 - Jewelry
- 8299 - Education
- 4815 - Telephone services
- 5811 - Caterers
- 8734 - Testing laboratories
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 8062 - Hospitals
- 5816 - Games
- 7032 - Recreation
- 8398 - Charity
- 4816 - Information Services
- 7994 - Videogames
- 7523 - Parking
- 5021 - Furniture
- 6012 - Financial services
- 5631 - Clothing stores
- 5122 - Drugs
- 7230 - The beauty
- 3030 - Aerolineas Argentinas
- 8641 - Public organizations
- 4829 - Money transfer
- 5992 - Florists
- 1731 - Electrical Contractors
- 5422 - Meat
- 4225 - Storage
- 7531 - Auto repair
- 5039 - Building materials
- 4784 - Toll roads
- 7833 - Cinemas
- 7297 - Massage
- 3052 - LATAM Chile Airlines
- 5993 - Tobacco products
- 2842 - Specialty Cleaning
- 4411 - Cruise Lines
- 3570 - Grand Met Forum Hotels
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers