What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7011 - Hotels and resorts
- 7997 - Entertainment and sport
- 5200 - Household products
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5310 - Discounters
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 7538 - Maintenance stations
- 5251 - Hardware Stores
- 7531 - Auto repair
- 5977 - Cosmetics
- 9399 - Government Services
- 5699 - Accessories
- 8398 - Charity
- 7922 - Tickets
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 5211 - Building materials
- 6300 - Insurance
- 5722 - Household appliance
- 5297 - Retail stores
- 5399 - Merchandise stores
- 6012 - Financial services
- 4899 - The television
- 4722 - Tourism
- 8999 - Professional services
- 5441 - Sweets
- 4011 - Railway
- 5532 - Tires
- 5942 - Book Stores
- 4111 - Passenger transportation
- 3009 - Air Canada
- 7298 - Health and beauty
- 8299 - Education
- 4511 - Air Carriers, Airlines
- 5734 - Computer Software
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 4816 - Information Services
- 5571 - Car dealerships
- 4829 - Money transfer
- 7523 - Parking
- 5818 - Digital Goods
- 5599 - Car dealerships
- 8062 - Hospitals
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 5968 - Subscriptions
- 7994 - Videogames
- 8734 - Testing laboratories
- 7032 - Recreation
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 3509 - Marriott Hotels
- 5975 - Hearing Aids
- 7996 - Entertainment
- 5811 - Caterers
- 8099 - Medical services
- 3007 - Air France
- 4815 - Telephone services
- 7338 - Copy centers
- 4215 - Delivery service
- 3570 - Grand Met Forum Hotels
- 5261 - Garden accessories
- 5631 - Clothing stores
- 5094 - Jewelry
- 7991 - Tourism
- 8661 - Organizations, Religious
- 5172 - Petroleum
- 5983 - Fuel
- 5021 - Furniture
- 3000 - United Airlines
- 4784 - Toll roads
- 7297 - Massage
- 6010 - Сashier's office
- 3503 - Sheraton Hotels and Resorts
- 5111 - Chancery
- 5964 - Goods by mail
- 7992 - Golf
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers