What is MCC Code?
In India, Merchant Category Codes (MCC) are four-digit identifiers assigned by credit card networks such as Visa, MasterCard, American Express, and Discover to classify businesses based on the type of goods or services they offer. This standardized system helps banks and payment processors efficiently handle transactions across diverse sectors of the Indian economy.
The Reserve Bank of India (RBI) and other regulatory bodies leverage MCCs to monitor digital payments, ensuring secure and transparent operations. Additionally, MCC codes play a role in calculating Goods and Services Tax (GST) for merchants, as they help the Central Board of Indirect Taxes and Customs (CBIC) determine tax compliance for various industries.
Common MCC Codes in India
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 5921 - Alcohol
- 7011 - Hotels and resorts
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5699 - Accessories
- 6300 - Insurance
- 5722 - Household appliance
- 7922 - Tickets
- 5211 - Building materials
- 4722 - Tourism
- 5977 - Cosmetics
- 3009 - Air Canada
- 5942 - Book Stores
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 4900 - Utilities
- 5571 - Car dealerships
- 8220 - Education. University
- 7996 - Entertainment
- 7523 - Parking
- 8734 - Testing laboratories
- 3000 - United Airlines
- 4121 - Taxi
- 5137 - Clothing
- 7032 - Recreation
- 8062 - Hospitals
- 5532 - Tires
- 9399 - Government Services
- 5422 - Meat
- 3052 - LATAM Chile Airlines
- 5968 - Subscriptions
- 5816 - Games
- 7542 - Car Washes
- 4816 - Information Services
- 4011 - Railway
- 3008 - Lufthansa
- 7994 - Videogames
- 5811 - Caterers
- 5039 - Building materials
- 5621 - Womens clothing
- 7512 - Automobile Rental Agency
- 5441 - Sweets
- 3076 - Aeromexico
- 8398 - Charity
- 5817 - Applications
- 7699 - Repairs
- 4829 - Money transfer
- 4111 - Passenger transportation
- 6513 - Rental Property
- 5111 - Chancery
- 5631 - Clothing stores
- 4723 - Tour operators
- 3503 - Sheraton Hotels and Resorts
- 5992 - Florists
- 5818 - Digital Goods
- 5297 - Retail stores
- 4899 - The television
- 3020 - Air India
- 7531 - Auto repair
- 4784 - Toll roads
- 5511 - Car dealerships
- 3509 - Marriott Hotels
- 8999 - Professional services
- 3005 - British Airways
- 5552 - Charging stations
- 4215 - Delivery service
- 3030 - Aerolineas Argentinas
- 5964 - Goods by mail
- 4815 - Telephone services
- 3570 - Grand Met Forum Hotels
- 5999 - Miscellaneous
- 3007 - Air France
- 7991 - Tourism
- 5734 - Computer Software
- 5013 - Auto Parts
- 4511 - Air Carriers, Airlines
- 7298 - Health and beauty
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers