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MCC 5732 - Household appliance

mcc 5732

MCC 5732, known as "Household Appliance," is a classification used in payment systems to identify transactions made at retailers or merchants primarily engaged in selling household appliances. This category encompasses businesses that offer a range of products typically used in homes for functional purposes, such as cooking, cleaning, and food storage. Merchants in this category might include specialty appliance stores, electronics retailers, and large department stores with designated appliance sections.

Category: Miscellaneous Stores

Types of Services

  • Retail Appliance Sales: This includes selling major household appliances like refrigerators, washing machines, dryers, dishwashers, and ovens.
  • Electronic and Cooking Gadgets: Involves retail of smaller appliances, such as microwaves, blenders, coffee makers, and toasters.
  • Appliance Servicing and Installations: Some retailers may offer additional services such as installation or extended warranties as part of their sales.

Related MCCs

  • MCC 5722: Household Appliance Stores: Similar to MCC 5732 but specifically focuses on stores primarily selling household appliances even if they also offer service and repair.
  • MCC 4812: Telecommunication Equipment Including Telephone Sales: Covers retailers focusing on communication devices, which may complement household electronics but focus less on kitchenware or traditional appliance categories.
  • MCC 5941: Sporting Goods Stores: While some electronic items might cross categories, this MCC typically deals more with sporting equipment and less with household appliances.

FAQs

  • What types of appliances are covered under MCC 5732?
    - MCC 5732 generally includes sales of both major appliances, like refrigerators and dishwashers, and small appliances, such as microwaves and toasters.
  • Can services like installation and repair be covered under this MCC?
    - Businesses under MCC 5732 may offer installation services at the point of sale, but repair services might fall under separate, service-specific MCCs.
  • How does MCC 5732 differ from similar codes?
    - MCC 5732 is focused on appliance sales, whereas other similar MCCs might deal specifically with installations, repairs, or the retail of electronics distinct from household appliances.
  • Are online sales of appliances included in MCC 5732?
    - Yes, online retailers specializing in selling household appliances would typically fall under this MCC if their primary business aligns with the category.

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