MCC 5045 - Computers and software 
The Merchant Category Code (MCC) 5045, titled "Computers and Software," is primarily designated for businesses and vendors engaged in the sale and distribution of computer hardware, software, and related services. This category captures a wide array of enterprises ranging from software publishers to computer equipment wholesalers, reflecting the diverse needs of modern businesses and consumers in accessing digital products and technological resources.
Types of Services
- Software Sales: Involves transactions related to standalone software applications, platforms, and solutions for various industries.
- Computer Hardware Distribution: Covers the sale of personal computers, servers, networking equipment, and peripherals to both consumers and businesses.
- IT Consulting and Implementation: Some vendors provide consulting services for the deployment and integration of IT systems and architectures.
- Cloud Services: Businesses offering cloud-based solutions or subscriptions also fall under this MCC due to the digital delivery component.
Related MCCs
- MCC 5732: Electronics Stores: This category focuses on the sale of a broader range of electronic goods, which may include computers but also other consumer electronics.
- MCC 5111: Stationery, Office Supplies, Printing, and Writing Paper: Includes office equipment sales but not specifically targeted to computing or software.
- MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design: This category primarily concerns services related to custom software development and IT consulting.
FAQs
- What types of businesses use MCC 5045?
- Businesses that sell computer hardware and software products, including retail and wholesale suppliers, use this MCC. - Can cloud services be categorized under MCC 5045?
- Yes, if the cloud services involve software solutions or digital tools, they may fall under this code. - Is there a distinction between hardware and software sales?
- While MCC 5045 covers both, separate MCCs might apply if the business focuses solely on non-computer electronics or customized programming services.
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers