MCC 5295 - Miscellaneous

Merchant Category Code (MCC) 5295 is designated as "Miscellaneous" and primarily serves businesses that do not fit neatly into other specific categories within the payment system. This MCC is typically used for operations that offer a diverse range of unique or specialty retail services, which are not covered by more narrowly defined codes.

Types of Services

• Specialty Retail: Retailers offering a variety of goods that don't align with conventional retail categories.
• Novelty and Gift Shops: Stores selling unique gifts, novelties, and specialty goods.
• Variety Stores: Locations providing a wide assortment of low-cost merchandise, often across many product categories.

Related MCCs

• MCC 5947: Card, Gift, Novelty, and Souvenir Shops: More specifically targets stores with a focus on cards and traditional gift items, distinct from broader "Miscellaneous" items.
• MCC 5399: Miscellaneous General Merchandise Stores: Differentiated by focusing on general merchandise as opposed to niche or specialty products.
• MCC 5699: Miscellaneous Apparel and Accessory Shops: Specifically used for stores selling non-standard or unique clothing and accessories.

FAQs

• What types of transactions are typically associated with MCC 5295?
  - Transactions that do not fit within specific retail categories, often encompassing a blend of goods or specialty products.
• Why is this code considered 'Miscellaneous'?
  - MCC 5295 is used for transactions from businesses not classifiable under other, more specific MCC categories.
• Can a business fall under more than one MCC?
  - Typically, a business is classified under a single MCC that best represents its primary revenue-generating activity, though diverse operations might lead some businesses to be considered for multiple MCCs.

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MCC Categories

Agricultural Services   Airlines   Business Services   Car rent   Cars and vehicles   Clothing stores   Contract services   Entertainment services   Government Services   Hotels / Resorts   Mail / Telephone Sales   Membership оrganizations   Miscellaneous Stores   Not categorized   Personal services   Professional services   Repair services   Retail Outlet Services   Service provider   Transportation Services   Utility Services   Wholesale suppliers and manufacturers