MCC 5815 - Digital Goods

Here's a structured and informative guide on MCC 5815 - Digital Goods:

Merchant Category Code (MCC) 5815 is designated for businesses that provide digital goods, which are intangible products delivered electronically to consumers. This category covers a variety of businesses that offer digital content and services, reflecting the growing digital economy. It includes entities like software companies, digital media providers, and online marketplaces for electronic content.

Types of Services

• Software Products: This includes downloadable applications, software as a service (SaaS), and app purchases.
• Digital Media: Companies offering music, movies, e-books, and subscription-based streaming services.
• Online Gaming: Platforms offering video game downloads, in-game purchases, and subscription gaming services.
• Educational Content: Providers of e-learning modules, digital textbooks, and online courses.
• Digital Art and NFTs: Marketplaces for digital art and non-fungible tokens.

Related MCCs

• MCC 5734: Computer Software Stores: Covers physical stores selling software and related goods.
• MCC 5816: Digital Goods - Games: Specifically for businesses focusing on game-related digital goods.
• MCC 4899: Cable, Satellite, and Other Pay Television Services: For companies providing television content, distinguishing it from digital goods that are not TV broadcasts.

FAQs

• What are digital goods?
  - Digital goods are intangible products that are delivered electronically, such as downloadable software, digital media, and online services.
• Why is MCC 5815 important for businesses?
  - This MCC helps categorize and distinguish businesses in the financial systems, assisting in transaction analysis and financial reporting.
• Can physical goods be classified under MCC 5815?
  - No, MCC 5815 is strictly for digital goods. Physical products have different MCC classifications.

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MCC Categories

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