What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, tax reporting, and determining interchange fees.
MCCs are particularly important for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In the United States, these codes are widely used by financial institutions, merchants, and tax agencies such as the IRS.
Common MCC Codes in United States
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 7538 - Maintenance stations
- 9399 - Government Services
- 7922 - Tickets
- 5977 - Cosmetics
- 5211 - Building materials
- 5722 - Household appliance
- 6300 - Insurance
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 5399 - Merchandise stores
- 3009 - Air Canada
- 8398 - Charity
- 4899 - The television
- 5552 - Charging stations
- 8999 - Professional services
- 5571 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5942 - Book Stores
- 5441 - Sweets
- 7298 - Health and beauty
- 5995 - Pet supplies
- 5297 - Retail stores
- 8299 - Education
- 7991 - Tourism
- 5811 - Caterers
- 8734 - Testing laboratories
- 5999 - Miscellaneous
- 8062 - Hospitals
- 5511 - Car dealerships
- 4111 - Passenger transportation
- 5816 - Games
- 7032 - Recreation
- 5983 - Fuel
- 7994 - Videogames
- 7523 - Parking
- 5631 - Clothing stores
- 6012 - Financial services
- 4121 - Taxi
- 5137 - Clothing
- 7996 - Entertainment
- 8099 - Medical services
- 4815 - Telephone services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 8661 - Organizations, Religious
- 3007 - Air France
- 5261 - Garden accessories
- 5094 - Jewelry
- 4816 - Information Services
- 5975 - Hearing Aids
- 5734 - Computer Software
- 5172 - Petroleum
- 3509 - Marriott Hotels
- 5021 - Furniture
- 3000 - United Airlines
- 4225 - Storage
- 7512 - Automobile Rental Agency
- 3570 - Grand Met Forum Hotels
- 5621 - Womens clothing
- 5039 - Building materials
- 4784 - Toll roads
- 5960 - Insurance
- 7699 - Repairs
- 9950 - In-company purchases
- 5122 - Drugs
- 3108 - Airlines
- 3001 - American Airlines
- 4411 - Cruise Lines
- 3622 - Merlin Hotel (Perth)
- 5045 - Computers and software
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers