What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, tax reporting, and determining interchange fees.
MCCs are particularly important for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In the United States, these codes are widely used by financial institutions, merchants, and tax agencies such as the IRS.
Common MCC Codes in United States
- 5814 - Fast Food
- 5411 - Grocery
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5311 - Department stores
- 5712 - Furniture
- 7832 - Cinemas
- 5541 - Service Stations
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5941 - Sports goods
- 5331 - Variety stores
- 5300 - Wholesalers
- 5499 - Food stores
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5661 - Shoes
- 5943 - Stationery
- 5921 - Alcohol
- 5542 - Gas station
- 5699 - Accessories
- 5722 - Household appliance
- 5399 - Merchandise stores
- 5942 - Book Stores
- 5995 - Pet supplies
- 6300 - Insurance
- 5211 - Building materials
- 5977 - Cosmetics
- 8734 - Testing laboratories
- 5571 - Car dealerships
- 5532 - Tires
- 7523 - Parking
- 4121 - Taxi
- 9399 - Government Services
- 7922 - Tickets
- 8220 - Education. University
- 5813 - Bars
- 3009 - Air Canada
- 4900 - Utilities
- 3509 - Marriott Hotels
- 7996 - Entertainment
- 5511 - Car dealerships
- 3000 - United Airlines
- 7512 - Automobile Rental Agency
- 5734 - Computer Software
- 4722 - Tourism
- 3020 - Air India
- 7699 - Repairs
- 5992 - Florists
- 5816 - Games
- 5039 - Building materials
- 4111 - Passenger transportation
- 3005 - British Airways
- 8999 - Professional services
- 5811 - Caterers
- 4815 - Telephone services
- 5621 - Womens clothing
- 3030 - Aerolineas Argentinas
- 5817 - Applications
- 5137 - Clothing
- 8062 - Hospitals
- 3007 - Air France
- 7531 - Auto repair
- 4816 - Information Services
- 5631 - Clothing stores
- 3052 - LATAM Chile Airlines
- 5422 - Meat
- 5999 - Miscellaneous
- 4215 - Delivery service
- 3008 - Lufthansa
- 5968 - Subscriptions
- 4899 - The television
- 3076 - Aeromexico
- 7994 - Videogames
- 4511 - Air Carriers, Airlines
- 8398 - Charity
- 7542 - Car Washes
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers