What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5331 - Variety stores
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5941 - Sports goods
- 5300 - Wholesalers
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 6300 - Insurance
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5699 - Accessories
- 5532 - Tires
- 5211 - Building materials
- 5977 - Cosmetics
- 4722 - Tourism
- 8220 - Education. University
- 5297 - Retail stores
- 5399 - Merchandise stores
- 3009 - Air Canada
- 9399 - Government Services
- 5995 - Pet supplies
- 5942 - Book Stores
- 4011 - Railway
- 5571 - Car dealerships
- 5137 - Clothing
- 5734 - Computer Software
- 4899 - The television
- 8999 - Professional services
- 5816 - Games
- 3000 - United Airlines
- 8398 - Charity
- 5811 - Caterers
- 5511 - Car dealerships
- 7996 - Entertainment
- 5094 - Jewelry
- 7523 - Parking
- 5631 - Clothing stores
- 5968 - Subscriptions
- 4511 - Air Carriers, Airlines
- 3509 - Marriott Hotels
- 5818 - Digital Goods
- 4816 - Information Services
- 4111 - Passenger transportation
- 5021 - Furniture
- 7032 - Recreation
- 8062 - Hospitals
- 3007 - Air France
- 6012 - Financial services
- 5599 - Car dealerships
- 5441 - Sweets
- 8734 - Testing laboratories
- 4121 - Taxi
- 7298 - Health and beauty
- 5992 - Florists
- 4723 - Tour operators
- 3691 - Dillon Inn
- 7542 - Car Washes
- 3008 - Lufthansa
- 5611 - Mens clothing
- 5960 - Insurance
- 4215 - Delivery service
- 7994 - Videogames
- 3076 - Aeromexico
- 5045 - Computers and software
- 7512 - Automobile Rental Agency
- 5993 - Tobacco products
- 4784 - Toll roads
- 3810 - La Costa Resort
- 5139 - Footwear
- 7699 - Repairs
- 6513 - Rental Property
- 5621 - Womens clothing
- 5964 - Goods by mail
- 4411 - Cruise Lines
- 3503 - Sheraton Hotels and Resorts
- 5817 - Applications
- 3001 - American Airlines
- 5552 - Charging stations
- 4815 - Telephone services
- 8641 - Public organizations
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers