What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5542 - Gas station
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 7011 - Hotels and resorts
- 3502 - Best Western Hotels & Resorts
- 5200 - Household products
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 4900 - Utilities
- 5921 - Alcohol
- 7538 - Maintenance stations
- 5251 - Hardware Stores
- 5813 - Bars
- 7531 - Auto repair
- 5977 - Cosmetics
- 5699 - Accessories
- 7922 - Tickets
- 9399 - Government Services
- 5661 - Shoes
- 5211 - Building materials
- 6300 - Insurance
- 8220 - Education. University
- 5722 - Household appliance
- 5943 - Stationery
- 8398 - Charity
- 6012 - Financial services
- 4899 - The television
- 8999 - Professional services
- 4722 - Tourism
- 5441 - Sweets
- 4011 - Railway
- 5532 - Tires
- 4511 - Air Carriers, Airlines
- 5734 - Computer Software
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 4816 - Information Services
- 5571 - Car dealerships
- 5942 - Book Stores
- 5297 - Retail stores
- 4111 - Passenger transportation
- 8299 - Education
- 3009 - Air Canada
- 5399 - Merchandise stores
- 7298 - Health and beauty
- 7996 - Entertainment
- 5968 - Subscriptions
- 7032 - Recreation
- 8099 - Medical services
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 3509 - Marriott Hotels
- 5975 - Hearing Aids
- 5811 - Caterers
- 4815 - Telephone services
- 3007 - Air France
- 7338 - Copy centers
- 4215 - Delivery service
- 8661 - Organizations, Religious
- 3570 - Grand Met Forum Hotels
- 5261 - Garden accessories
- 5631 - Clothing stores
- 5094 - Jewelry
- 7991 - Tourism
- 5172 - Petroleum
- 8062 - Hospitals
- 5021 - Furniture
- 5983 - Fuel
- 3000 - United Airlines
- 7994 - Videogames
- 4829 - Money transfer
- 5818 - Digital Goods
- 7523 - Parking
- 8734 - Testing laboratories
- 5599 - Car dealerships
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 5122 - Drugs
- 3508 - Quality Inns
- 3020 - Air India
- 3691 - Dillon Inn
- 5045 - Computers and software
- 5993 - Tobacco products
- 3112 - Windward Island
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers