What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 5542 - Gas station
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 4722 - Tourism
- 5211 - Building materials
- 5977 - Cosmetics
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 5571 - Car dealerships
- 5942 - Book Stores
- 3009 - Air Canada
- 9399 - Government Services
- 4011 - Railway
- 5137 - Clothing
- 5734 - Computer Software
- 6012 - Financial services
- 4899 - The television
- 3509 - Marriott Hotels
- 7298 - Health and beauty
- 4111 - Passenger transportation
- 5811 - Caterers
- 5511 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 3007 - Air France
- 5094 - Jewelry
- 4815 - Telephone services
- 4121 - Taxi
- 5631 - Clothing stores
- 8734 - Testing laboratories
- 7996 - Entertainment
- 7523 - Parking
- 4816 - Information Services
- 3000 - United Airlines
- 5021 - Furniture
- 8999 - Professional services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 5441 - Sweets
- 8398 - Charity
- 7032 - Recreation
- 8062 - Hospitals
- 3020 - Air India
- 5611 - Mens clothing
- 8641 - Public organizations
- 4411 - Cruise Lines
- 5948 - Leather Products
- 7991 - Tourism
- 5815 - Digital Goods
- 3005 - British Airways
- 5045 - Computers and software
- 5992 - Florists
- 9950 - In-company purchases
- 4814 - Mobile connection
- 8071 - Medicine and dentistry
- 5139 - Footwear
- 7542 - Car Washes
- 3030 - Aerolineas Argentinas
- 5621 - Womens clothing
- 8661 - Organizations, Religious
- 5960 - Insurance
- 7994 - Videogames
- 3570 - Grand Met Forum Hotels
- 7512 - Automobile Rental Agency
- 5993 - Tobacco products
- 5552 - Charging stations
- 7699 - Repairs
- 3052 - LATAM Chile Airlines
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers