What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5331 - Variety stores
- 5300 - Wholesalers
- 7011 - Hotels and resorts
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5699 - Accessories
- 7922 - Tickets
- 4722 - Tourism
- 6300 - Insurance
- 5532 - Tires
- 4011 - Railway
- 3009 - Air Canada
- 5995 - Pet supplies
- 5942 - Book Stores
- 5399 - Merchandise stores
- 8220 - Education. University
- 5977 - Cosmetics
- 5571 - Car dealerships
- 5211 - Building materials
- 3000 - United Airlines
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 5137 - Clothing
- 7032 - Recreation
- 4111 - Passenger transportation
- 5297 - Retail stores
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3509 - Marriott Hotels
- 7298 - Health and beauty
- 5631 - Clothing stores
- 4121 - Taxi
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 8641 - Public organizations
- 3076 - Aeromexico
- 5122 - Drugs
- 5734 - Computer Software
- 4815 - Telephone services
- 5960 - Insurance
- 9950 - In-company purchases
- 5013 - Auto Parts
- 7531 - Auto repair
- 4511 - Air Carriers, Airlines
- 8661 - Organizations, Religious
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5811 - Caterers
- 4816 - Information Services
- 5621 - Womens clothing
- 5964 - Goods by mail
- 3020 - Air India
- 5817 - Applications
- 5021 - Furniture
- 5999 - Miscellaneous
- 5139 - Footwear
- 7991 - Tourism
- 3005 - British Airways
- 4829 - Money transfer
- 5968 - Subscriptions
- 5511 - Car dealerships
- 3030 - Aerolineas Argentinas
- 5818 - Digital Goods
- 5039 - Building materials
- 7542 - Car Washes
- 5552 - Charging stations
- 4723 - Tour operators
- 8999 - Professional services
- 3570 - Grand Met Forum Hotels
- 7994 - Videogames
- 3007 - Air France
- 4899 - The television
- 7512 - Automobile Rental Agency
- 4215 - Delivery service
- 8398 - Charity
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers