What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5251 - Hardware Stores
- 5813 - Bars
- 7538 - Maintenance stations
- 9399 - Government Services
- 5977 - Cosmetics
- 7922 - Tickets
- 5211 - Building materials
- 5722 - Household appliance
- 5943 - Stationery
- 6300 - Insurance
- 5661 - Shoes
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 4722 - Tourism
- 4011 - Railway
- 5571 - Car dealerships
- 8398 - Charity
- 5942 - Book Stores
- 4511 - Air Carriers, Airlines
- 8999 - Professional services
- 5441 - Sweets
- 4816 - Information Services
- 5995 - Pet supplies
- 5297 - Retail stores
- 5399 - Merchandise stores
- 7298 - Health and beauty
- 3009 - Air Canada
- 4111 - Passenger transportation
- 5552 - Charging stations
- 8299 - Education
- 4899 - The television
- 8734 - Testing laboratories
- 6012 - Financial services
- 5631 - Clothing stores
- 8062 - Hospitals
- 4121 - Taxi
- 5137 - Clothing
- 7032 - Recreation
- 7994 - Videogames
- 7523 - Parking
- 5968 - Subscriptions
- 4815 - Telephone services
- 5818 - Digital Goods
- 3007 - Air France
- 5599 - Car dealerships
- 7996 - Entertainment
- 5261 - Garden accessories
- 5094 - Jewelry
- 5975 - Hearing Aids
- 8099 - Medical services
- 5172 - Petroleum
- 3509 - Marriott Hotels
- 5734 - Computer Software
- 5021 - Furniture
- 8661 - Organizations, Religious
- 3000 - United Airlines
- 5811 - Caterers
- 5999 - Miscellaneous
- 5511 - Car dealerships
- 5816 - Games
- 5983 - Fuel
- 7991 - Tourism
- 7512 - Automobile Rental Agency
- 3622 - Merlin Hotel (Perth)
- 5045 - Computers and software
- 3020 - Air India
- 5964 - Goods by mail
- 4814 - Mobile connection
- 7699 - Repairs
- 5817 - Applications
- 9950 - In-company purchases
- 3112 - Windward Island
- 5992 - Florists
- 3005 - British Airways
- 5422 - Meat
- 3691 - Dillon Inn
- 5047 - Medical equipment
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers