What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 7922 - Tickets
- 5722 - Household appliance
- 5813 - Bars
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 4722 - Tourism
- 5532 - Tires
- 5211 - Building materials
- 5977 - Cosmetics
- 8220 - Education. University
- 5699 - Accessories
- 3009 - Air Canada
- 9399 - Government Services
- 5995 - Pet supplies
- 5571 - Car dealerships
- 5942 - Book Stores
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 4121 - Taxi
- 8062 - Hospitals
- 3000 - United Airlines
- 5631 - Clothing stores
- 8398 - Charity
- 4816 - Information Services
- 5021 - Furniture
- 5968 - Subscriptions
- 5818 - Digital Goods
- 7994 - Videogames
- 7523 - Parking
- 5599 - Car dealerships
- 8099 - Medical services
- 5441 - Sweets
- 7032 - Recreation
- 7996 - Entertainment
- 5734 - Computer Software
- 5137 - Clothing
- 4899 - The television
- 6012 - Financial services
- 3509 - Marriott Hotels
- 3007 - Air France
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5811 - Caterers
- 4511 - Air Carriers, Airlines
- 5511 - Car dealerships
- 5816 - Games
- 5094 - Jewelry
- 7298 - Health and beauty
- 8999 - Professional services
- 4815 - Telephone services
- 5552 - Charging stations
- 7542 - Car Washes
- 3076 - Aeromexico
- 5013 - Auto Parts
- 6513 - Rental Property
- 5964 - Goods by mail
- 5817 - Applications
- 7991 - Tourism
- 3691 - Dillon Inn
- 5111 - Chancery
- 7512 - Automobile Rental Agency
- 4131 - Transportation. Bus
- 5422 - Meat
- 8071 - Medicine and dentistry
- 7699 - Repairs
- 3112 - Windward Island
- 3001 - American Airlines
- 8641 - Public organizations
- 4723 - Tour operators
- 3810 - La Costa Resort
- 5122 - Drugs
- 3020 - Air India
- 9950 - In-company purchases
- 4829 - Money transfer
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers