What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 3502 - Best Western Hotels & Resorts
- 7011 - Hotels and resorts
- 5200 - Household products
- 5331 - Variety stores
- 5310 - Discounters
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 8220 - Education. University
- 5699 - Accessories
- 5211 - Building materials
- 6300 - Insurance
- 5722 - Household appliance
- 4011 - Railway
- 4899 - The television
- 4722 - Tourism
- 8398 - Charity
- 5532 - Tires
- 8999 - Professional services
- 5441 - Sweets
- 5942 - Book Stores
- 7298 - Health and beauty
- 4816 - Information Services
- 5297 - Retail stores
- 4111 - Passenger transportation
- 6012 - Financial services
- 3009 - Air Canada
- 5399 - Merchandise stores
- 5734 - Computer Software
- 4511 - Air Carriers, Airlines
- 5995 - Pet supplies
- 8299 - Education
- 5816 - Games
- 5552 - Charging stations
- 5999 - Miscellaneous
- 5571 - Car dealerships
- 5261 - Garden accessories
- 5094 - Jewelry
- 5818 - Digital Goods
- 5172 - Petroleum
- 5599 - Car dealerships
- 5021 - Furniture
- 3000 - United Airlines
- 7338 - Copy centers
- 8661 - Organizations, Religious
- 5968 - Subscriptions
- 4829 - Money transfer
- 7032 - Recreation
- 7991 - Tourism
- 4812 - Telecommunication equipment
- 4121 - Taxi
- 5975 - Hearing Aids
- 8062 - Hospitals
- 5811 - Caterers
- 5511 - Car dealerships
- 7994 - Videogames
- 7523 - Parking
- 4131 - Transportation. Bus
- 3509 - Marriott Hotels
- 8734 - Testing laboratories
- 5137 - Clothing
- 5631 - Clothing stores
- 3007 - Air France
- 7996 - Entertainment
- 4815 - Telephone services
- 4215 - Delivery service
- 3570 - Grand Met Forum Hotels
- 5983 - Fuel
- 8099 - Medical services
- 7833 - Cinemas
- 4723 - Tour operators
- 2842 - Specialty Cleaning
- 6010 - Сashier's office
- 8641 - Public organizations
- 5964 - Goods by mail
- 3008 - Lufthansa
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers