What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5300 - Wholesalers
- 5331 - Variety stores
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 7922 - Tickets
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5532 - Tires
- 6300 - Insurance
- 5977 - Cosmetics
- 5699 - Accessories
- 4722 - Tourism
- 5942 - Book Stores
- 8220 - Education. University
- 5571 - Car dealerships
- 5211 - Building materials
- 4011 - Railway
- 3009 - Air Canada
- 5297 - Retail stores
- 5995 - Pet supplies
- 5399 - Merchandise stores
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3007 - Air France
- 7298 - Health and beauty
- 5631 - Clothing stores
- 5818 - Digital Goods
- 8999 - Professional services
- 8398 - Charity
- 3000 - United Airlines
- 5599 - Car dealerships
- 5441 - Sweets
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 4511 - Air Carriers, Airlines
- 5137 - Clothing
- 4111 - Passenger transportation
- 5816 - Games
- 3509 - Marriott Hotels
- 7032 - Recreation
- 4121 - Taxi
- 3030 - Aerolineas Argentinas
- 5817 - Applications
- 5039 - Building materials
- 5999 - Miscellaneous
- 5552 - Charging stations
- 4723 - Tour operators
- 3570 - Grand Met Forum Hotels
- 7991 - Tourism
- 4899 - The television
- 4215 - Delivery service
- 5968 - Subscriptions
- 3052 - LATAM Chile Airlines
- 7542 - Car Washes
- 5111 - Chancery
- 4784 - Toll roads
- 5422 - Meat
- 3810 - La Costa Resort
- 7994 - Videogames
- 3008 - Lufthansa
- 7512 - Automobile Rental Agency
- 4411 - Cruise Lines
- 3076 - Aeromexico
- 7699 - Repairs
- 5122 - Drugs
- 6513 - Rental Property
- 4815 - Telephone services
- 5948 - Leather Products
- 5013 - Auto Parts
- 5992 - Florists
- 8641 - Public organizations
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5734 - Computer Software
- 5611 - Mens clothing
- 4816 - Information Services
- 9950 - In-company purchases
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers