What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In Australia, these codes are widely used by financial institutions, merchants, and tax agencies such as the Australian Taxation Office (ATO) for business classification and GST reporting.
Common MCC Codes in Australia
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 3502 - Best Western Hotels & Resorts
- 5200 - Household products
- 7011 - Hotels and resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 7531 - Auto repair
- 5977 - Cosmetics
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5699 - Accessories
- 6300 - Insurance
- 5211 - Building materials
- 5722 - Household appliance
- 8220 - Education. University
- 5943 - Stationery
- 5661 - Shoes
- 8398 - Charity
- 4722 - Tourism
- 5532 - Tires
- 4011 - Railway
- 4899 - The television
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 8999 - Professional services
- 5552 - Charging stations
- 3009 - Air Canada
- 7298 - Health and beauty
- 5571 - Car dealerships
- 5942 - Book Stores
- 5441 - Sweets
- 4816 - Information Services
- 4111 - Passenger transportation
- 5297 - Retail stores
- 5399 - Merchandise stores
- 8299 - Education
- 5995 - Pet supplies
- 7994 - Videogames
- 4812 - Telecommunication equipment
- 7523 - Parking
- 4121 - Taxi
- 8734 - Testing laboratories
- 5811 - Caterers
- 5999 - Miscellaneous
- 7996 - Entertainment
- 3000 - United Airlines
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 8099 - Medical services
- 5983 - Fuel
- 5631 - Clothing stores
- 4815 - Telephone services
- 4215 - Delivery service
- 3509 - Marriott Hotels
- 7338 - Copy centers
- 5261 - Garden accessories
- 8661 - Organizations, Religious
- 5094 - Jewelry
- 6012 - Financial services
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5172 - Petroleum
- 7032 - Recreation
- 5599 - Car dealerships
- 5021 - Furniture
- 7991 - Tourism
- 8062 - Hospitals
- 4829 - Money transfer
- 5975 - Hearing Aids
- 3007 - Air France
- 5734 - Computer Software
- 5948 - Leather Products
- 2842 - Specialty Cleaning
- 5815 - Digital Goods
- 5122 - Drugs
- 3503 - Sheraton Hotels and Resorts
- 8071 - Medicine and dentistry
- 3008 - Lufthansa
- 3691 - Dillon Inn
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers