What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, tax reporting, and determining interchange fees.
MCCs are particularly important for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In the United States, these codes are widely used by financial institutions, merchants, and tax agencies such as the IRS.
Common MCC Codes in United States
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 5542 - Gas station
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5331 - Variety stores
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5921 - Alcohol
- 4900 - Utilities
- 5251 - Hardware Stores
- 7922 - Tickets
- 7538 - Maintenance stations
- 5943 - Stationery
- 5661 - Shoes
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 5977 - Cosmetics
- 5699 - Accessories
- 8220 - Education. University
- 5532 - Tires
- 5211 - Building materials
- 4722 - Tourism
- 3009 - Air Canada
- 5297 - Retail stores
- 4011 - Railway
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 5571 - Car dealerships
- 5942 - Book Stores
- 9399 - Government Services
- 5441 - Sweets
- 7032 - Recreation
- 3000 - United Airlines
- 8062 - Hospitals
- 5734 - Computer Software
- 5137 - Clothing
- 4899 - The television
- 6012 - Financial services
- 7298 - Health and beauty
- 5811 - Caterers
- 8734 - Testing laboratories
- 5511 - Car dealerships
- 3509 - Marriott Hotels
- 5816 - Games
- 5094 - Jewelry
- 4111 - Passenger transportation
- 5631 - Clothing stores
- 8999 - Professional services
- 4511 - Air Carriers, Airlines
- 7996 - Entertainment
- 7523 - Parking
- 3007 - Air France
- 4816 - Information Services
- 8398 - Charity
- 4121 - Taxi
- 5021 - Furniture
- 5968 - Subscriptions
- 5818 - Digital Goods
- 5599 - Car dealerships
- 8641 - Public organizations
- 4131 - Transportation. Bus
- 3076 - Aeromexico
- 5039 - Building materials
- 9950 - In-company purchases
- 4723 - Tour operators
- 3810 - La Costa Resort
- 5611 - Mens clothing
- 8661 - Organizations, Religious
- 4215 - Delivery service
- 5948 - Leather Products
- 3503 - Sheraton Hotels and Resorts
- 5815 - Digital Goods
- 7991 - Tourism
- 5045 - Computers and software
- 3001 - American Airlines
- 4784 - Toll roads
- 5992 - Florists
- 5139 - Footwear
- 7542 - Car Washes
- 3020 - Air India
- 5621 - Womens clothing
- 4411 - Cruise Lines
- 5960 - Insurance
- 7994 - Videogames
- 7512 - Automobile Rental Agency
- 3005 - British Airways
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers