MCC 6026 - Banks

The Merchant Category Code (MCC) 6026 is designated for banking institutions. This category encompasses a wide range of financial institutions primarily engaged in providing financial services such as savings and checking accounts, loans, and credit facilities. Banks play a crucial role in the economic framework, facilitating financial transactions and offering various services to both individuals and businesses.

Types of Services

• Retail Banking: Includes services such as savings accounts, checking accounts, and personal loans.
• Commercial Banking: Provides business loans, credit facilities, and treasury services to businesses.
• Investment Banking: Engages in underwriting, mergers, acquisitions, and other capital markets activities.
• Online Banking Services: Offers digital platforms for conducting banking transactions remotely.

Related MCCs

• MCC 6011: Financial Institutions - Manual Cash Disbursements: Pertains to cash advances at bank branches.
• MCC 6012: Financial Institutions - Merchandise and Services: Used for products and services offered by banks, such as checks and money orders.
• MCC 6051: Non-Financial Institutions - Foreign Currency, Money Orders: Covers transactions at currency exchanges and money order outlets.

FAQs

• What types of transactions fall under MCC 6026?
  - Transactions typically involve banking services like deposits, withdrawals, and account management.
• Can investment services be included in this MCC?
  - Yes, investment banking services provided by banks are also covered under this category.
• How do I identify transactions related to MCC 6026?
  - These transactions often appear on statements as services rendered by recognized banking institutions.
• Are electronic fund transfers associated with this MCC?
  - Yes, electronic fund transfers conducted via bank platforms can be associated with this MCC.

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MCC Categories

Agricultural Services   Airlines   Business Services   Car rent   Cars and vehicles   Clothing stores   Contract services   Entertainment services   Government Services   Hotels / Resorts   Mail / Telephone Sales   Membership оrganizations   Miscellaneous Stores   Not categorized   Personal services   Professional services   Repair services   Retail Outlet Services   Service provider   Transportation Services   Utility Services   Wholesale suppliers and manufacturers