What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5310 - Discounters
- 5542 - Gas station
- 5331 - Variety stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 5499 - Food stores
- 7011 - Hotels and resorts
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 5722 - Household appliance
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 6300 - Insurance
- 5532 - Tires
- 5699 - Accessories
- 7922 - Tickets
- 8220 - Education. University
- 3009 - Air Canada
- 4722 - Tourism
- 5977 - Cosmetics
- 5571 - Car dealerships
- 5211 - Building materials
- 5995 - Pet supplies
- 5942 - Book Stores
- 5399 - Merchandise stores
- 4011 - Railway
- 4111 - Passenger transportation
- 3509 - Marriott Hotels
- 9399 - Government Services
- 7996 - Entertainment
- 7523 - Parking
- 4121 - Taxi
- 5599 - Car dealerships
- 5441 - Sweets
- 5816 - Games
- 5137 - Clothing
- 7032 - Recreation
- 8062 - Hospitals
- 8734 - Testing laboratories
- 3000 - United Airlines
- 7298 - Health and beauty
- 5631 - Clothing stores
- 5818 - Digital Goods
- 5039 - Building materials
- 7542 - Car Washes
- 5552 - Charging stations
- 3503 - Sheraton Hotels and Resorts
- 8999 - Professional services
- 7994 - Videogames
- 3001 - American Airlines
- 4829 - Money transfer
- 7512 - Automobile Rental Agency
- 8398 - Charity
- 3020 - Air India
- 5111 - Chancery
- 7699 - Repairs
- 4723 - Tour operators
- 6513 - Rental Property
- 5948 - Leather Products
- 5422 - Meat
- 3005 - British Airways
- 4899 - The television
- 5992 - Florists
- 8641 - Public organizations
- 3030 - Aerolineas Argentinas
- 5734 - Computer Software
- 5122 - Drugs
- 4784 - Toll roads
- 3570 - Grand Met Forum Hotels
- 5960 - Insurance
- 3007 - Air France
- 7531 - Auto repair
- 4215 - Delivery service
- 8661 - Organizations, Religious
- 3052 - LATAM Chile Airlines
- 5811 - Caterers
- 4815 - Telephone services
- 5621 - Womens clothing
- 3810 - La Costa Resort
- 5964 - Goods by mail
- 5817 - Applications
- 5297 - Retail stores
- 3008 - Lufthansa
- 5013 - Auto Parts
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers