What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5311 - Department stores
- 5541 - Service Stations
- 5533 - Auto shops
- 5732 - Household appliance
- 5712 - Furniture
- 7832 - Cinemas
- 5542 - Gas station
- 5200 - Household products
- 7997 - Entertainment and sport
- 5331 - Variety stores
- 5310 - Discounters
- 7011 - Hotels and resorts
- 5300 - Wholesalers
- 5499 - Food stores
- 5941 - Sports goods
- 5921 - Alcohol
- 5251 - Hardware Stores
- 4900 - Utilities
- 7538 - Maintenance stations
- 7922 - Tickets
- 5661 - Shoes
- 6300 - Insurance
- 5722 - Household appliance
- 5813 - Bars
- 5943 - Stationery
- 5977 - Cosmetics
- 8220 - Education. University
- 5699 - Accessories
- 5532 - Tires
- 4722 - Tourism
- 5211 - Building materials
- 4011 - Railway
- 5297 - Retail stores
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 5571 - Car dealerships
- 9399 - Government Services
- 5942 - Book Stores
- 3009 - Air Canada
- 7032 - Recreation
- 7996 - Entertainment
- 5137 - Clothing
- 5734 - Computer Software
- 6012 - Financial services
- 4899 - The television
- 3509 - Marriott Hotels
- 8734 - Testing laboratories
- 4111 - Passenger transportation
- 5811 - Caterers
- 5511 - Car dealerships
- 4511 - Air Carriers, Airlines
- 5816 - Games
- 7298 - Health and beauty
- 3007 - Air France
- 5094 - Jewelry
- 8999 - Professional services
- 4815 - Telephone services
- 8062 - Hospitals
- 4121 - Taxi
- 5631 - Clothing stores
- 8398 - Charity
- 4816 - Information Services
- 3000 - United Airlines
- 5021 - Furniture
- 5968 - Subscriptions
- 7994 - Videogames
- 5818 - Digital Goods
- 7523 - Parking
- 5599 - Car dealerships
- 5441 - Sweets
- 8099 - Medical services
- 3503 - Sheraton Hotels and Resorts
- 3001 - American Airlines
- 5039 - Building materials
- 8661 - Organizations, Religious
- 4784 - Toll roads
- 7531 - Auto repair
- 3020 - Air India
- 5611 - Mens clothing
- 4411 - Cruise Lines
- 5948 - Leather Products
- 7833 - Cinemas
- 5815 - Digital Goods
- 7297 - Massage
- 3005 - British Airways
- 5045 - Computers and software
- 5992 - Florists
- 4814 - Mobile connection
- 5139 - Footwear
- 3030 - Aerolineas Argentinas
- 5621 - Womens clothing
- 5960 - Insurance
- 8299 - Education
- 3570 - Grand Met Forum Hotels
- 5993 - Tobacco products
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers