What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5812 - Cafe. Restaurants
- 5651 - Clothes
- 5541 - Service Stations
- 5912 - Drug Stores
- 5311 - Department stores
- 5533 - Auto shops
- 5732 - Household appliance
- 5542 - Gas station
- 5712 - Furniture
- 7832 - Cinemas
- 7997 - Entertainment and sport
- 5200 - Household products
- 7011 - Hotels and resorts
- 3502 - Best Western Hotels & Resorts
- 5331 - Variety stores
- 5310 - Discounters
- 5499 - Food stores
- 5300 - Wholesalers
- 5941 - Sports goods
- 4900 - Utilities
- 5921 - Alcohol
- 5813 - Bars
- 5251 - Hardware Stores
- 5977 - Cosmetics
- 7531 - Auto repair
- 7538 - Maintenance stations
- 7922 - Tickets
- 9399 - Government Services
- 5943 - Stationery
- 5661 - Shoes
- 5211 - Building materials
- 8220 - Education. University
- 5699 - Accessories
- 6300 - Insurance
- 5722 - Household appliance
- 4899 - The television
- 4722 - Tourism
- 4011 - Railway
- 8398 - Charity
- 5532 - Tires
- 8999 - Professional services
- 5297 - Retail stores
- 7298 - Health and beauty
- 4111 - Passenger transportation
- 3009 - Air Canada
- 5399 - Merchandise stores
- 6012 - Financial services
- 4511 - Air Carriers, Airlines
- 5734 - Computer Software
- 8299 - Education
- 5995 - Pet supplies
- 5816 - Games
- 5552 - Charging stations
- 5441 - Sweets
- 5999 - Miscellaneous
- 4816 - Information Services
- 5571 - Car dealerships
- 5942 - Book Stores
- 4829 - Money transfer
- 5818 - Digital Goods
- 5599 - Car dealerships
- 4812 - Telecommunication equipment
- 7338 - Copy centers
- 4121 - Taxi
- 8661 - Organizations, Religious
- 5968 - Subscriptions
- 7032 - Recreation
- 7991 - Tourism
- 5511 - Car dealerships
- 4131 - Transportation. Bus
- 5137 - Clothing
- 3509 - Marriott Hotels
- 8062 - Hospitals
- 5975 - Hearing Aids
- 5811 - Caterers
- 7994 - Videogames
- 4815 - Telephone services
- 3007 - Air France
- 7523 - Parking
- 4215 - Delivery service
- 8734 - Testing laboratories
- 3570 - Grand Met Forum Hotels
- 5261 - Garden accessories
- 5094 - Jewelry
- 5631 - Clothing stores
- 7996 - Entertainment
- 5172 - Petroleum
- 8099 - Medical services
- 5021 - Furniture
- 5983 - Fuel
- 3000 - United Airlines
- 8641 - Public organizations
- 5111 - Chancery
- 6010 - Сashier's office
- 3503 - Sheraton Hotels and Resorts
- 5964 - Goods by mail
- 4411 - Cruise Lines
- 9211 - Court
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers