What is MCC Code?
A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. These codes are used for transaction categorization, regulatory compliance, and determining interchange fees.
MCCs play a crucial role for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. In New Zealand, these codes are widely used by financial institutions, merchants, and tax agencies such as the Inland Revenue Department (IRD) for business classification and GST reporting.
Common MCC Codes in New Zealand
- 5411 - Grocery
- 5814 - Fast Food
- 5651 - Clothes
- 5812 - Cafe. Restaurants
- 5912 - Drug Stores
- 5732 - Household appliance
- 5533 - Auto shops
- 5311 - Department stores
- 5541 - Service Stations
- 5712 - Furniture
- 7832 - Cinemas
- 5200 - Household products
- 7997 - Entertainment and sport
- 5542 - Gas station
- 5310 - Discounters
- 5331 - Variety stores
- 5941 - Sports goods
- 5499 - Food stores
- 5300 - Wholesalers
- 5921 - Alcohol
- 7011 - Hotels and resorts
- 5251 - Hardware Stores
- 7538 - Maintenance stations
- 5943 - Stationery
- 5813 - Bars
- 5661 - Shoes
- 5722 - Household appliance
- 7922 - Tickets
- 5699 - Accessories
- 6300 - Insurance
- 4722 - Tourism
- 5977 - Cosmetics
- 3009 - Air Canada
- 5942 - Book Stores
- 5399 - Merchandise stores
- 5995 - Pet supplies
- 4900 - Utilities
- 5571 - Car dealerships
- 5211 - Building materials
- 7996 - Entertainment
- 7523 - Parking
- 8734 - Testing laboratories
- 3000 - United Airlines
- 4121 - Taxi
- 5137 - Clothing
- 7032 - Recreation
- 8062 - Hospitals
- 5532 - Tires
- 9399 - Government Services
- 8220 - Education. University
- 3008 - Lufthansa
- 7994 - Videogames
- 5811 - Caterers
- 5039 - Building materials
- 7512 - Automobile Rental Agency
- 5621 - Womens clothing
- 5441 - Sweets
- 3076 - Aeromexico
- 8398 - Charity
- 5817 - Applications
- 7699 - Repairs
- 4829 - Money transfer
- 6513 - Rental Property
- 4111 - Passenger transportation
- 5111 - Chancery
- 5631 - Clothing stores
- 4723 - Tour operators
- 3503 - Sheraton Hotels and Resorts
- 5992 - Florists
- 5297 - Retail stores
- 5818 - Digital Goods
- 4899 - The television
- 3020 - Air India
- 7531 - Auto repair
- 4784 - Toll roads
- 5511 - Car dealerships
- 3509 - Marriott Hotels
- 8999 - Professional services
- 3005 - British Airways
- 5552 - Charging stations
- 4215 - Delivery service
- 3030 - Aerolineas Argentinas
- 5964 - Goods by mail
- 4815 - Telephone services
- 3570 - Grand Met Forum Hotels
- 5999 - Miscellaneous
- 3007 - Air France
- 7991 - Tourism
- 5734 - Computer Software
- 5013 - Auto Parts
- 7298 - Health and beauty
- 4511 - Air Carriers, Airlines
- 5422 - Meat
- 3052 - LATAM Chile Airlines
- 5968 - Subscriptions
- 5816 - Games
- 7542 - Car Washes
- 4816 - Information Services
- 4011 - Railway
Latest Merchants:
MCC Categories
Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Utility Services Wholesale suppliers and manufacturers